Wallet by LifeOS

Wallet by LifeOS is a complete money manager that works without an account. Everything you record stays on your phone: no sign-up, no cloud, no ads.

SEE WHERE YOUR MONEY GOES
• Record expenses, income and transfers in seconds, with categories, payees, labels, places and notes
• Every account at a glance: cash, bank, cards, e-wallets and savings, each in its own currency
• Templates and automatic rules fill in the records you make most often

SCAN RECEIPTS
• Take a photo of a receipt, or share one from your gallery, and the app reads it on your phone
• Choose one record per item or one for the total, check each line, then save
• Categories are picked for you from the items, the shop and what you chose before
• The photo is attached to the records it created

PLAN AHEAD
• Budgets with your daily allowance and pace for the month
• Savings goals with the monthly amount you need
• Planned payments and bills to confirm or skip, with reminders
• Debts you owe and are owed, with repayment history
• Shopping lists with prices that turn into a record

KNOW YOUR WEALTH
• Investments by broker with gains and losses
• Assets you own, like a home, car or gold
• Net worth, balance trend, cash flow, spending breakdown, outlook and monthly reports

MADE FOR YOU
• Customise the home screen: choose the cards, their order and their size
• Attach photos, invoices or any file to records, debts and repayments
• Market exchange rates updated automatically, or set your own; yours always win
• Warranties with expiry reminders and loyalty cards shown as barcodes
• Six themes, PIN lock, your choice of number format and first day of the month
• English, Indonesian, Chinese, Hindi, Spanish and Arabic

PRIVATE BY DESIGN
Your records live in the app's private storage. Nothing is sent to us, and there are no ads or trackers. The only download is the public list of exchange rates, and you can turn it off. Export to CSV or save a full backup whenever you like, and share one account with someone as a file.

Wallet by LifeOS is free. An optional one-time Support purchase unlocks the extra themes and helps the app grow.