pluscard

Get an individual virtual card from the bank and a credit line with a limit of 1,000 to 50,000 UAH from a financial institution. Pay for purchases or services or keep your own funds in the account - use the card as you like. With pluscard you are always in the plus!

How easy it is to get a virtual card from pluscard
Download this app
Enter the mobile number for registration and confirm it
Set up quick login via Face/Touch ID or PIN code to instantly open the app
Register through Diya and answer a few questions
Your virtual card is ready! You will immediately see the approved amount of the credit limit for spending transactions on the account. And if you want to increase it, just submit a request

Why is it convenient and reliable to use a pluscard card?
Money is always at your fingertips, just in your smartphone
Link the card to the Apple Pay or Google Pay wallet and pay with your phone or smartwatch
Use the card to store your own funds. You can not only use the credit limit, but also keep your money on it
Be confident in the safety of personal data, as we use innovative information processing technologies
Transfer credit funds for free. You can transfer credit funds from the pluscard card to any other card of Ukrainian banks without fees

What are the requirements for the client
• You can get a virtual card and credit line if you are a citizen of Ukraine aged 18 to 65
• To register, you need to be verified through Diya. Therefore, make sure that you have a valid ID card or passport that is reflected in the Diya application

► General information about the pluscard credit line
• Minimum age for obtaining a loan: 18 years
• Maximum and minimum loan term: 5 years
• Maximum amount: UAH 50,000
• Interest rate - 0.5% per day (182.5% per annum);
• Maximum annual percentage rate (APR): up to 458.16% per annum

An example of calculating the total cost of a credit line for a client who receives a credit limit in pluscard:

The amount of the loan is UAH 5,000, the term of payment of the OMP (mandatory monthly payment in the amount of not less than 15.5% of the actual debt on the amount of the loan as of the 1st day of the calendar month) is from the 1st to the 5th of each calendar month, the rate is 0.5% per day, the term of the loan is 5 years.

For example, the client used the entire amount of the loan on July 1, 2025 and fully (early) returned all the debt after 3 months (92 days), paying the OMP every 1st of the month.
The total cost will be: 7,300 ₴ = 2,300₴ (interest, 5,000₴*0.5%*92 days) + 5,000₴ (body of the loan).

► pluscard is a joint project of AVENTUS UKRAINE LLC and AKORDBANK PJSC. The client receives an individual virtual card from the bank and a credit line for spending transactions using the card from a financial institution. 

► Privacy policy: https://creditplus.ua/privacy_policy

► Licenses and legal information:

PJSC «CB «AKORDBANK»: NBU license No. 245 dated November 7, 2011, entered in the State Register of Banks on June 4, 2008, registration No. 324. 

LLC "AVENTUS UKRAINE": Certificate of registration of a financial institution, FC series No. 870 dated February 28, 2017. License for providing funds and bank metals on credit, reissued by the NBU as of March 14, 2024.