Smart Finance

Smart Finance: your money, simple and in one place.

Smart Finance helps you plan better, save more and live smarter. Track your budget, bills, savings goals and debts in one straightforward app, without spreadsheets or clutter.

What you can do

Budget: Set monthly budgets by category and see real progress as you spend.

Bills & reminders: Add your bills, never miss a due date and keep track of what’s paid and what’s upcoming.

Savings goals: Create goals like an emergency fund, travel or a vehicle. Set a target amount and date, add what you’ve already saved and watch your progress grow.

Subscription manager: See all your recurring subscriptions, their monthly and annual totals and the next renewal.

Debt payoff planner: Add your debts and compare the Snowball and Avalanche strategies to see a payoff projection and your debt-free date.

Income & side hustles: Record income from every source and see how it compares with your expenses this month.

Credit score tracker: Log your credit score over time, view your history and get simple tips to improve it.

Tax deduction tracker: Mark expenses as tax-deductible and review them by quarter.

AI financial assistant: Get weekly insights based on your own income and spending, including a financial health score and projected balance.

Private and secure
Lock the app with your fingerprint or face. Biometric lock is optional and stays on your device.

Made for you
Choose your currency (including PKR), enjoy a clean, easy-to-read design and keep everything in sync with your account.

Download Smart Finance and take control of your money today.