Выберу: Кредит на карту, займы

About Выберу: Кредит на карту, займы

Financial marketplace Vyberu.ru is a convenient service for comparing and selecting deposits, loans, microloans, credit cards, insurance policies and other financial products. Using the portal, you can submit an application to all banks, calculate the cost of loans and insurance using online calculators, and check your credit rating.

Online loans to a card without refusal 💵

Payday loans are available in the application and are issued in the shortest possible time using your passport. MFOs work around the clock (24/7) and offer microloans at 0% for new clients, standard and secured loans. MFOs provide loans to citizens over the age of 18, you can submit an application online, it will take a few minutes to process it, after which the money is instantly transferred to a card, bank account or e-wallets, and cash withdrawal is also possible. Express loans without refusal can be obtained by submitting an application on the MFO website or in the office.

Conditions for quick microloans on the card:
- period - from 65 to 365 days;
- rate – from 0 to 0.8% per day (up to 292% per annum);
- amount – from 1 thousand to 1 million rubles.

Calculation example:
MFO issues a loan for 10,000 rubles. for a period of 65 days and at a rate of 0.8% per day. The interest amount will be 5,200 rubles, the amount to be returned will be 15,200 rubles. In case of overdue debt, fines and penalties may be charged in accordance with the terms of the agreement.

Get a loan online on a card 💰

Any citizen over the age of 18 can take out a loan at a good interest rate; it is possible to obtain approval without proof of income and with minimal risk of refusal. Enrollment period is from 1 day. Receipt is possible in the office or by delivery.

Before applying, compare the conditions:

amount – from 1 thousand to 40 million rubles;
term – from 65 days to 20 years;
rate – from 4.5 to 60% per annum.

A profitable consumer loan in cash can be obtained from one of the popular banks that are presented in our application:

Home Bank;
Credit Europe Bank;
UniCredit Bank;
Kuban Credit;
Renaissance;
Alfa-Bank and others.

Calculation example:
Upon receipt of a loan for 3 years in the amount of 1 million rubles. at a rate of 9.9%: monthly payment – ​​32,220 rubles; interest - 159,929 rubles; total amount to be paid – RUB 1,159,929.

Apply for a credit card 💳

Classic and digital (virtual) credit cards can be issued in banks under the following conditions:

bank card limit – 1 thousand – 1.5 million rubles;
rate – 0–60%;
grace period – 65–1095 days;
maintenance cost – 0–1795 rub./month.

Cards are available from VTB, Alfa, Sberbank, etc. banks. They are issued from the age of 18, income certificates are usually not needed, minimal risk of refusal if you have a stable income.

Calculation example:
With a limit of 200 thousand rubles, a rate of 21% and a minimum payment of 6% (12 thousand rubles), the overpayment for 20 months is 38,536 rubles.

Apply for an MTPL policy 🚗

Every driver is required to insure their car. To do this, purchase an MTPL policy for your car. You can apply for MTPL insurance online:

- calculate the price using a calculator - indicate the license plate number of the car
- check insurance conditions in several companies
- to buy a policy, you need to pay for it online with a card.

Find out your credit score ✅

You can check your credit score for free. It will help you find out whether you need to improve your credit history and what are the chances of loan approval.

Protecting your data:
The company "Vyberu.ru" LLC in its activities ensures compliance with the principles of processing personal data specified in Art. 5 of the Federal Law of July 27, 2006 No. 152-FZ “On Personal Data”.

Responsibility information:
VYBERU.RU LLC (OGRN/KPP: 1207700339549/772501001) does not provide lending services to the population and is not a banking organization or insurer. The application allows you to select a suitable financial product among those presented in the service. The final conditions of registration are determined by the relevant agreement. All products presented in the application belong to banks and other financial organizations, the name and license number of the Central Bank of the Russian Federation are indicated on the product card.