SafeCredit

A line of credit gives you access to money whenever you need it and can help with certain unexpected and urgent expenses, such as utility bills or car repairs. You can withdraw any amount from the line of credit up to the maximum amount and you will only pay interest on the amount you borrow.

Credit Online IFN S.A. is registered with the Trade Register Office attached to the Bucharest Tribunal under no. J2023020018406, CUI 48996800, registered in the General Register of the National Bank of Romania with no. RG-PJR-41-110409/28.06.2024, registered in the Special Register of the National Bank of Romania with no. RS-PJR41-110168/04.11.2024

General eligibility conditions:
- Romanian citizen between 19 and 80 years of age;
- a monthly income of at least 1000 lei (from salary, pension, income from liberal professions, rent or copyright);
- an active lei card issued by any bank in Romania;
- a personal phone number;
- a valid email address.
We do not recommend installing the application if you do not meet the age requirements mentioned above.

Advantages of the SafeCredit application:
- you have your personal account;
- you can complete the application at any time;
- you check all the details of the current loan;
- you see all the information about previous loans;
- you find out how much you have left until the due date;
- you have all the documents related to the credit line;
- you can contact us when you need help.

Advantages of the Credit Line:
- the credit line up to 10000 LEI is available 24/7;
- you apply simply and easily, and the approval is fast;
- instant money transfer;
- you pay ONLY for the days you used the money;
- withdraw the money whenever you need it;
- repay without commissions.
- Maximum APR: 775.57%.
- Minimum and maximum repayment period: 36 months.

Representative example:
For a loan worth 1000 lei, the Annual Effective Interest Rate (AER) is 775.57%, the total costs of the loan are a maximum of 1000 lei, and the total payment amount is a maximum of 2000 lei. The APR and the total payment amount for the loan in this example were calculated assuming that the approved amount was withdrawn in full at the time of granting, and the repayment is made in 12 equal monthly installments.

The client must make the payment on time each month, on the due date. As a result, he must make minimum monthly payments, but at the same time, he can make repayments whenever he wants during the 36 months of validity of the line.

This information is for informational purposes only and it is absolutely necessary to read the terms and conditions of your credit agreement.

Privacy Policy: https://safecredit.ro/politica-de-confidentialitate/

Terms and conditions: https://safecredit.ro/termeni-si-conditii/