USSD codes are not only useful but also versatile. Depending on the bank, you can use USSD codes to open a bank account, send money, pay bills, apply for loans, buy goods, make cardless withdrawals from an ATM, check account balance and lots more.
Sort code is useful when you need to transfer funds from your account in a branch, to another branch of the same bank or a different bank. Many times, you also require it when sending or receiving money from a bank outside Nigeria, and during electronic transactions. In summary, you would need your bank sort code at some point.
Swift codes are used to identify specific banks and branches in international money transfers, making sure your money gets to the right place. These codes are used by banks to process international wire transfers and messages.
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