Switch by Sterling
Sterling Bank Plc Finance
Switch is a free, easy to use financial services aggregator application.
- Rating
- 2.9
- 421 ratings
- Downloads
- 77.2K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Aug 29
- 2025 · v1.9.6
Screenshots
About Switch by Sterling
About this app
Switch is a free, easy to use financial services application that gives you access to create multi-
currency savings accounts, choose investment, lending and insurance products curated from a
variety of licensed providers at best pricing.
Plan for the future
Get health insurance cover for as low as N3,500 a month, giving you coverage for medical
expenses up to 1.2 million Naira per year.
Send money seamlessly
Send money to other Switch users for free, and to other Nigerian bank accounts for 25 Naira and
below.
Request money
Request money from your friends and family using a payment link without sending out your bank
details.
Pay your bills with ease
Buy airtime, and pay for your cable and internet services locally and internationally for 80 Naira.
Keep your money safe
Switch is incubated by Sterling Bank Plc, a CBN licensed financial institution, and all your funds
held in the bank are insured by the Nigeria Deposits Insurance Corporation (NDIC). Switch is
approved by the Central Bank of Nigeria.
Switch is a free, easy to use financial services application that gives you access to create multi-
currency savings accounts, choose investment, lending and insurance products curated from a
variety of licensed providers at best pricing.
Plan for the future
Get health insurance cover for as low as N3,500 a month, giving you coverage for medical
expenses up to 1.2 million Naira per year.
Send money seamlessly
Send money to other Switch users for free, and to other Nigerian bank accounts for 25 Naira and
below.
Request money
Request money from your friends and family using a payment link without sending out your bank
details.
Pay your bills with ease
Buy airtime, and pay for your cable and internet services locally and internationally for 80 Naira.
Keep your money safe
Switch is incubated by Sterling Bank Plc, a CBN licensed financial institution, and all your funds
held in the bank are insured by the Nigeria Deposits Insurance Corporation (NDIC). Switch is
approved by the Central Bank of Nigeria.
What’s new
Version 1.9.6 · Updated August 29, 2025
Bug fixes
User reviews
I HAVE STARTED ENJOYING THE PLATFORM.
Great app. Interface is quite good and usage isn't bad.
The idea behind this app is amazing!! Opening a domiciliary account has never been this easy. I believe more options and operations will be added bery soon. Sterling all the way
Frequently asked questions
What is Switch by Sterling?
Switch is a financial services application that allows users to create multi-currency savings accounts, choose investment, lending, and insurance products from licensed providers.
How much does health insurance coverage cost with Switch?
Health insurance coverage with Switch starts at just N3,500 per month, providing up to 1.2 million Naira per year for medical expenses.
Can I send money to other Switch users for free?
Yes, you can send money to other Switch users for free.
How much does it cost to send money to other Nigerian bank accounts with Switch?
It costs 25 Naira or less to send money to other Nigerian bank accounts with Switch.
Is it possible to request money from friends and family without sharing my bank details?
Yes, you can request money from your friends and family using a payment link without sharing your bank details.
Can I pay my bills through Switch?
Yes, you can buy airtime and pay for cable and internet services locally and internationally for 80 Naira.
How secure are my funds with Switch?
Switch is incubated by Sterling Bank Plc, a licensed financial institution, and all funds held in the bank are insured by the Nigeria Deposits Insurance Corporation (NDIC). Switch is also approved by the Central Bank of Nigeria.
Alternatives to Switch by Sterling
Looking for apps like Switch by Sterling? Here are 4 similar Android apps on Google Play. The highest rated is Deseret 1st CU Mobile Banking (4.8/5), and all 4 are free to download.
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Switch by Sterling | 2.9 / 5 | Free | 50,000+ | Aug 29, 2025 | |
| Verve Mobile | 4.4 / 5 | Free | 50,000+ | – | Compare |
| Deseret 1st CU Mobile Banking | 4.8 / 5 | Free | 10,000+ | Aug 17, 2026 | Compare |
| MCECU Mobile | 4.8 / 5 | Free | 10,000+ | Sep 17, 2026 | Compare |
| Bank of the West Mobile | 3.8 / 5 | Free | 500,000+ | Oct 30, 2020 | Compare |
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