MoniTap

MoniTap — Fast, Transparent & Responsible Credit

MoniTap is a licensed digital credit platform operated by LBEV Nigeria Limited, authorized to provide consumer lending services in Nigeria in full compliance with FCCPC regulations and NDPR data privacy standards.

We offer a revolving credit line that allows you to borrow, repay, and reuse funds within your approved limit — giving Nigerians flexible and transparent financial access.

Why Choose MoniTap

1,Flexible Credit Line: Enjoy a revolving limit that refreshes automatically once you repay.
2.Quick Disbursement: Receive funds promptly with no paperwork required.
3.Custom Repayment Plans: Choose repayment terms of up to 90 days, tailored to your needs.
4.Smart Credit Evaluation: Data-driven assessment ensures responsible and fair lending.
5.Bank-Level Security: All transactions are protected by advanced encryption (HTTPS).
6.No Hidden Charges: Transparent pricing — what you see is what you pay.
7.Licensed & Compliant: Fully regulated under Lagos State Money Lender’s License, compliant with FCCPC & NDPR.

Loan Example & APR Disclosure
Loan Amount: ₦10,000
Tenure: 90 days
Interest: ₦540
Total Repayment: ₦10,540
Representative APR: 21.6% – 36% per annum

No hidden fees or extra charges. All loan terms are shown clearly before confirmation.

Who Can Apply
-Nigerian citizens aged 21 or older
-Valid BVN (Bank Verification Number)
-Active Nigerian phone number
-Linked personal bank account

How to Apply
-Download the MoniTap app from Google Play
-Register with your BVN-linked phone number
-Complete KYC verification
-Check your available credit limit and select a loan offer
-Receive funds to your bank account
-Repay via wallet or linked bank account

Borrow responsibly — no paperwork, no collateral, and full transparency.

Repayment & Credit Limit
-Repay early or on time to increase your credit limit
-Early repayment is free of charge
-Late payments may affect your credit rating and access
-MoniTap does not extend or reschedule loan terms

Responsible Lending
MoniTap promotes responsible borrowing and lending.
Please borrow only what you can repay comfortably.
Failure to repay on time may result in limited access to future credit.

Data Privacy & Security
Your data is fully protected under NDPR.
We do not sell or share user information.
All transactions are secured with bank-level encryption (HTTPS).

Customer Support
We’re available 24/7:
📞 09057289837
💬 WhatsApp: +234 7072578506
📧 [email protected]
🌐 https://www.monitap.ng
📱 Telegram: https://t.me/MonitapHelp_bot
📘 Facebook: https://facebook.com/IbevMoniTap

MoniTap — Credit That’s Fair, Fast & Transparent
Empowering Nigerians to access credit with trust, dignity, and security.