coinwise

coinwise answers one question:
How much money did you spend this month.

Not how much you should have spent. Not how far off target you are. Just what actually happened - one number, on one screen, with no judgement attached.

Two taps to log
Amount, category, done. Title, date, notes and buckets live behind a "More" toggle for the rare times you need them. Most entries take under three seconds.

Your month, not the calendar's
Set your month to start on the 1st, the 25th, or whenever you're actually paid. Every screen follows it.

Buckets for the things that don't fit
A trip, a move, a new bike - put it in a bucket and your month reads normally. One toggle folds it back in when you want the full picture. No spending gets deleted, just organised.

Recurring, handled
Rent, insurance, subscriptions. Set the cadence once and coinwise fills in future entries and reminds you a few days before each one is due.

Home-screen widgets
Seven of them: your balance, a balance chart, bucket totals, and a one-tap quick-add. Log an expense without opening the app.

30 currencies
Pick any currency per entry. coinwise converts to your main currency and remembers the original amount and the rate it used.

Yours, and only yours
No account. No sign-up. No servers, no analytics, no ads. Everything lives in a database on your phone. Optional backup goes to your own private Google Drive folder - invisible even in your own Drive - and you can export everything to a plain zip of CSV files whenever you like. Lock the whole app behind your fingerprint if you want to.

Available in English, German, French and Spanish.

What coinwise deliberately doesn't do
No budgets. No spending targets. No progress bars turning red. No streaks, no scores, no notifications telling you that you've been bad. Tracking your spending shouldn't feel like being graded.

Free, no ads, no subscription.