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About Banca Móvil BAC Credomatic

Check your personal finances and get the best mobile banking experience with Banca Móvil BAC Credomatic: Central America´s best digital banking app in 2019 according to World Finance.
Thanks to the new and friendlier design, with Banca Móvil BAC Credomatic, checking your balances, making transfers and paying bills is just a touch away.

DISCOVER MORE ABOUT BANCA MÓVIL BAC CREDOMATIC AND ITS FEATURES

Consolidated balances:
[+] Easily check the balance of all your bank accounts, credit cards, saving goals, loans, retirement and investment funds on one screen.
[+] Quickly access the details of your products.

Bank accounts:
[+] Check details and movements of your accounts.
[+] Share your account number easily from the "I Want To" option.
[+] Use the "I Want To" option to fast options.
[+] See recent purchases of your debit card
[+] Check retained transactions.

Credit Cards:
[+] View your recent transactions, and your month transactions (bank statement) in the same screen.
[+] Check payment due dates.
[+] See due amounts.
[+] Pay your credit card using your bank accounts.
[+] Check your loyalty program and your earned points.
[+] Check "today's payments".
[+] Check recent purchases.
[+] Check the available balance for withdrawal at an ATM.

Transfers:
[+] Transfer money from your own accounts to other BAC accounts.
[+] Transfer funds to other banks by SINPE or ACH. (1)
[+] Transfer funds through SINPE Móvil (only Costa Rica users).
[+] Save frequent transfer destinations as favorites.
[+] Share the transfer result through third-party messaging applications (WhatsApp).
[+] Include up to three recipients in the email notification.

Cardless withdrawals:
[+] Use the cardless withdrawal option to generate a secure PIN from Banca Móvil to withdraw money from ATM.
[+] See historical and pending withdrawals.

Contactless payments:
[+] Tap to pay using your phone instead of a credit card at contactless payment machine.
[+] Activate and manage contactless payment option
[+] Configure the credit card you want to associate on contactless payment option.
[+] Manage settings of the phone and / or card associated with the contactless function.

Saving Goals:
[+] Open new goal accounts. (2)
[+] Create new scheduled saving goals.
[+] See the movements associated with the savings.

Requests:
[+] Manage request related to your accounts, cards, etc., such as: claims, certification letters, redemption of points, among others.

Loans:
[+] Check the balance of personal loans, mortgages and leasing.
[+] Pay your loans from your mobile device.

Retirement and investment funds:
[+] Check the balance of your retirement pension funds. (3)
[+] Check the balance of your investment funds and certificates of deposit. (4)

Other functions:
[+] Enable biometric login using Fingerprint.
[+] Make approvals of joint transactions.
[+] Change your Online Banking password.
[+] View the exchange rate.
[+] Change PIN of your debit or credit cards.
[+] Contact us via WhatsApp by accessing the "More" menu.
[+] Contact us through "Call customer service".
[+] Toggle language between Spanish and English.
[+] We want to hear what do you think about the App! We've added a link for you to send us comments or suggestions.

(1): Coming soon for El Salvador.
(2): Except for El Salvador.
(3): Only for Costa Rica and Honduras.
(4): Only for Costa Rica.

Requirements for optimal operation:
[+] The new Banca Móvil version requires Android 6.0 or higher.
[+] It is important to have the latest version of the "Google Chrome" app installed and updated.
[+] Admission to Mobile Banking requires a username and password.
If your device is not compatible, you can use sucursalelectronica.com from your web browser.
If you want to suggest improvements, write us at [email protected].
If you are enjoying Banca Móvil, please help others enjoy it as well with a 5-star review.
Thank you!

What’s new

Version 5.52.3 · Updated September 21, 2026

- SINPE TP - Public Transportation (Applies to Costa Rica (CR) only). - Enhancements to Fixed-Term Deposit Certificates.

User reviews

jpame mejia
jpame mejia
This is a great app easy to use and very useful.
Sandra Carias
Sandra Carias
the app JUST WORKS in seconds it will tell you whats going on
Selvin Escobar
Selvin Escobar
Me encanta lo fácil, accesible y ordenado que está todo
Jorge Porras
Jorge Porras
Excelente servicio, siempre ayudándome cuando más lo necesito. Puedo hacer todo lo que ocupo remotamente, facilitando mi vida cuando ando de viaje de negocios. Toda mi familia usa BAC y no me han fallado.
Jesus Correa
Jesus Correa
Very good
Miguel
Miguel
The best bank ever!

Frequently asked questions

What is Banca Móvil BAC Credomatic?
Banca Móvil BAC Credomatic is a mobile banking app that allows you to check your personal finances and perform various banking transactions.
What features does Banca Móvil BAC Credomatic offer?
Banca Móvil BAC Credomatic offers features such as consolidated balances, checking bank account details and movements, viewing credit card transactions and payment due dates, making transfers to other accounts, cardless withdrawals, contactless payments, managing savings goals, handling requests related to accounts, managing loans, checking retirement and investment funds balances, and various other functions like enabling biometric login and changing PINs.
What are consolidated balances?
Consolidated balances allow you to easily check the balance of all your bank accounts, credit cards, saving goals, loans, retirement and investment funds on one screen.
Can I transfer money to other BAC accounts using Banca Móvil BAC Credomatic?
Yes, you can transfer money from your own accounts to other BAC accounts using Banca Móvil BAC Credomatic.
Can I transfer funds to other banks using Banca Móvil BAC Credomatic?
Yes, you can transfer funds to other banks using SINPE or ACH. However, this function is currently only available for users in Costa Rica.
Can I withdraw money from an ATM without using a physical card?
Yes, you can use the cardless withdrawal option in Banca Móvil BAC Credomatic to generate a secure PIN and withdraw money from an ATM.
Can I make contactless payments using Banca Móvil BAC Credomatic?
Yes, you can make contactless payments using your phone instead of a credit card at contactless payment machines.
What are saving goals in Banca Móvil BAC Credomatic?
Saving goals in Banca Móvil BAC Credomatic allow you to open new goal accounts, create new scheduled saving goals, and see the movements associated with your savings.
Can I manage requests related to my accounts using Banca Móvil BAC Credomatic?
Yes, you can manage requests related to your accounts, cards, etc., such as claims, certification letters, redemption of points, among others.
What are the requirements for optimal operation of Banca Móvil BAC Credomatic?
The new Banca Móvil version requires Android 6.0 or higher. It is also important to have the latest version of the "Google Chrome" app installed and updated. Admission to Mobile Banking requires a username and password.

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