Finmercado

With Finmercado, compare and apply for personal loans online quickly, securely, and transparently. We connect you to the best regulated financial institutions in Mexico, helping you find the ideal offer without leaving home.

Finmercado is not a lender. We act as a bridge connecting you with multiple authorized lenders so you can choose the terms, rates, and conditions that best suit you.

✨ KEY FEATURES

* **Compare Offers Instantly:** Fill out a single application and receive multiple loan offers of up to $100,000 MXN.
* **Trusted and Regulated Partners:** We only work with SOFOMs and other financial institutions duly registered with CONDUSEF.
* **100% Digital Process:** Skip the lines and paperwork. Apply from your phone at any time.
* **Fast Decision and Disposition:** Receive a decision in minutes, and if approved, the money is transferred directly to your bank account.
* **Totally Secure:** The security of your information is our top priority. We use encryption technology to protect your data.

📋 HOW DOES IT WORK? IT'S VERY EASY:

1. **Download the App:** Install Finmercado and create your profile for free.
2. **Complete Your Application:** Enter your basic information and the amount you need. The process only takes a few minutes.
3. **Compare Your Options:** Review the different loan offers our partners have for you.
4. **Receive Your Money:** Choose the best offer, finalize the process with the lender, and receive the funds in your account.

LOAN DETAILS

* **Loan Amount:** From $1,000 to $100,000 MXN.
* **Repayment Terms:** From a minimum of 91 days to a maximum of 24 months.
* **Interest Rate (CAT):** The indicative Total Annual Percentage Rate (CAT) ranges from 90% to a maximum of 380%. The final CAT depends on your credit profile and the lender you select.

REPRESENTATIVE LOAN EXAMPLE

This is an example to illustrate the total cost of the loan, including all fees.

* Loan Amount Requested: $10,000 MXN
* Repayment Term: 6 months (180 days)
* Fixed Annual Interest Rate: 60%
* Origination Fee (5%): $500
* VAT on Fee (16%): $80
* Total Interest: $2,959
* VAT on Interest (16%): $473
* Total Amount Due: $14,012
* Monthly Payment (approximate): $2,335
* **Informative APR:** 149.5%

APPLICATION REQUIREMENTS

* Be over 18 years of age.
* Be a Mexican citizen and reside in Mexico.
* Have a valid official identification (INE/IFE).
* Be the holder of a Mexican bank account (with CLABE).
* Have a regular source of income.

🔒 SECURITY AND LEGAL NOTICE

Finmercado México is not a lending institution nor does it make decisions regarding loans. We are a free technological platform that facilitates the comparison of financial products offered by third parties. The loan contract is established directly between the user and the lending partner (SOFOM or other financial institution). Always review the lender's terms and conditions before accepting any offer.

To view the complete and updated list of our financial partners, please visit our official website: https://finmercado.mx

📧 CONTACT

If you have any questions or need assistance, please do not hesitate to contact us at: [email protected]