Lumis Money
Lumis.money Finance
Track spending, set budgets, see where your money goes. Private, on your phone.
- Downloads
- 18+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Oct 13
- 2026 · v1.0.0
Screenshots
About Lumis Money
Lumis is a money app for people who want to know where their money goes without turning it into a second job.
RECORD IN SECONDS
Amount, category, done. The keypad does the arithmetic, so a split bill or a rounded total is one entry rather than a sum you work out first.
WALLETS THAT MATCH REAL LIFE
Cash, bank accounts, cards and savings — plus the ones most apps ignore: credit cards with a limit, loans you are paying off, and money you have lent or borrowed. Move money between wallets and both sides stay right.
BUDGETS THAT SAY WHERE YOU STAND
Set a limit per category and see how much of the budget is gone against how much of the month is gone. A budget of zero is a real limit, not an empty field.
NUMBERS THAT MEAN SOMETHING
Your net worth across every wallet. What you owe and how fast it is falling. Where the month actually went, by category and by day.
PRIVATE BECAUSE THERE IS NOTHING TO LEAK
No account. No sign-up. No sync. Everything you enter is stored on your phone in an encrypted database, and you can put your fingerprint or PIN in front of it. Your income, spending and balances are never sent to us, because there is nowhere to send them.
YOUR DATA STAYS YOURS
Lumis backs itself up automatically to a folder on your own device, and you can export everything at any time in a format you can read.
No ads.
Privacy policy: https://lumis.money/privacy
RECORD IN SECONDS
Amount, category, done. The keypad does the arithmetic, so a split bill or a rounded total is one entry rather than a sum you work out first.
WALLETS THAT MATCH REAL LIFE
Cash, bank accounts, cards and savings — plus the ones most apps ignore: credit cards with a limit, loans you are paying off, and money you have lent or borrowed. Move money between wallets and both sides stay right.
BUDGETS THAT SAY WHERE YOU STAND
Set a limit per category and see how much of the budget is gone against how much of the month is gone. A budget of zero is a real limit, not an empty field.
NUMBERS THAT MEAN SOMETHING
Your net worth across every wallet. What you owe and how fast it is falling. Where the month actually went, by category and by day.
PRIVATE BECAUSE THERE IS NOTHING TO LEAK
No account. No sign-up. No sync. Everything you enter is stored on your phone in an encrypted database, and you can put your fingerprint or PIN in front of it. Your income, spending and balances are never sent to us, because there is nowhere to send them.
YOUR DATA STAYS YOURS
Lumis backs itself up automatically to a folder on your own device, and you can export everything at any time in a format you can read.
No ads.
Privacy policy: https://lumis.money/privacy
What’s new
Version 1.0.0 · Updated October 13, 2026
- Wallet amounts are typed on the number pad - Wallet types on one swipeable line - The amount box is named by wallet type: Balance, Already used, Amount owed, Amount lent - A wallet's history ends with its starting balance
Alternatives to Lumis Money
Looking for apps like Lumis Money? Here are 6 similar Android apps on Google Play. The highest rated is RED Church App (4.8/5), and all 6 are free to download.
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RED Church App 4.8
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Cashinator – Split Bills 4.7
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My Cash: Play to Earn Money 4.5
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Cattlytics Beef: Cattle App 3.8
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Ladda: Save and invest 4.4
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Money Flow: Spending Tracker 3.5
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Lumis Money | – | Free | 10+ | Oct 13, 2026 | |
| RED Church App | 4.8 / 5 | Free | 1,000+ | Sep 11, 2026 | Compare |
| Cashinator – Split Bills | 4.7 / 5 | Free | 50,000+ | Sep 25, 2026 | Compare |
| My Cash: Play to Earn Money | 4.5 / 5 | Free | 5,000,000+ | Sep 25, 2026 | Compare |
| Cattlytics Beef: Cattle App | 3.8 / 5 | Free | 10,000+ | Oct 12, 2026 | Compare |
| Ladda: Save and invest | 4.4 / 5 | Free | 50,000+ | Oct 1, 2026 | Compare |
| Money Flow: Spending Tracker | 3.5 / 5 | Free | 10,000+ | Oct 25, 2026 | Compare |
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