Cash Bee

Cash Bee is a convenient digital lending service operated by МФО Умит Финанс, offering fast personal loans fully online. No paperwork, no in-person visits — everything is done right from your smartphone. With automated evaluation technology, Cash Bee reviews your loan request and transfers the approved amount to your bank account within just a few minutes.

How to Apply for a Loan?
1. Download and open the Cash Bee app.
2. Complete your personal profile to receive your credit limit.
3. Submit your loan request and confirm it with an electronic signature.
4. After approval, the money will be sent directly to your bank account.

Who Can Apply?
- Legal resident of Kazakhstan
- Age: 18–60 (non-students)
- Stable monthly income

Loan Features:
Application Method: 100% online via mobile phone
Disbursement Time: Funds are transferred within 5 minutes after approval
Loan Amount: from 10,000 ₸ up to 170,000 ₸
Loan Term: 90 days
Maximum Nominal Interest Rate: 105.85% per year

Example of Cost Calculation:
Loan Amount: 50,000 ₸
Loan Period: 90 days
Maximum Interest: 50,000 * 0.29% * 90 = 13,050 ₸
Total Repayment: 63,050 ₸

Penalty Interest:
Penalty Interest are charged only if repayment is overdue.
Penalty rate: 3% per day of overdue principal.
Example: 10,000 ₸ overdue for 3 days → 90 ₸

How to Repay:
You can view your repayment details and make payments directly in the APP. If you encounter issues with payment, please contact support.

Your Privacy & Data Security:
Your information is used only for credit evaluation and communication regarding your loan. Cash Bee uses encryption and secure management systems. No personal data is shared with third parties without your consent.

Company Information:
Company Name: МФО Умит Финанс
BIN: 250240019385
Registered Address: 010017, Республика Казахстан, г. Астана, район Есиль, улица Дінмұхамед Қонаев, здание № 29/1
Microfinance License: № 01.25.0002.M
License Effective Date: July 14, 2025
Website: www.cashbee.kz
Customer Support Email: [email protected]
Legal Representative: САПАРБАЕВ МАКСАТ КЕНЕМБАЕВИЧ