Qapital: The Money Saving App
Qapital, LLC Finance iPhoneiPadiPod touch
Qapital: The Money Saving App is a free Finance app for iPhone and iPad by Qapital, LLC. Rated 4.8/5 from 85,887 ratings. Requires iOS 16.0.
- Rating
- 4.8
- 85.8K ratings
- Price
- Free
- on the App Store
- Size
- 580 MB
- Age 4+
- Updated
- Oct 21
- 2026 · v5.54
Screenshots
About Qapital: The Money Saving App
Save money, invest, and budget automatically with Qapital – an app that makes financial decision-making easier on the brain. Studying behavioral economics taught us that humans are simply not wired to process tradeoffs between spending now and saving for later. So, we put together a team of product experts and finance pros to build automated money management solutions that are simple to use and easy to stick with. Start your 30-day free trial today. No hidden fees. No surprises. ***** Qapital helps you to put away a little bit every week. It’s the easiest way to save for things like: presents, birthdays, vacations, and emergency funds. 1. Set unlimited money saving goals Set as many goals as you’d like, personalize them, move money to them automatically, and track your progress as you go. 2. Budget with smart rules Qapital transfers money from your checking account to Qapital savings using the rules you set. We help you build rules around habits you already have. That way, you can save when you buy a treat, or go for a run. 3. Save money & invest in ETFs Automatically set money aside for savings and investing goals when you get paid, when you shop, or whenever works best for you. 4. Spend smarter Set money aside for weekly spending with the Qapital Visa® debit card. Shop anywhere Visa® is accepted, get cash from ATMs world-wide, and get notified when you’re close to your weekly budget. 5. Invite a partner and team up on your goals Qapital Dream Team™ lets you save toward shared goals and see one another’s transactions without giving up your individual accounts. You decide what’s shared and what’s private, always. ***** Qapital is a fintech company, not an FDIC-insured bank. Checking account provided by Lincoln Savings Bank, Member FDIC. Visa® debit card issued by Lincoln Savings Bank, Member FDIC. Deposit insurance covers the failure of an insured bank. Advisory services provided by Qapital Invest, LLC, an SEC-registered investment advisor. Brokerage services provided to Qapital Invest clients by either (i) Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC. Qapital will deduct a monthly membership fee after any applicable free trial ends and you connect a bank account. Current membership fees can be found at https://www.qapital.com/pricing. For full details, see Qapital’s Terms and Conditions (https://www.qapital.com/terms/) and Privacy Policy (https://www.qapital.com/terms/privacy-policy/).
Ratings & reviews
4.8
85.8K ratings
What’s new
Version 5.54 · Updated October 21, 2026
What’s New: - Fixed an issue that caused some users to get stuck 'In Review' upon sign-in so you can access your account seamlessly. - Resolved a crash when managing disconnected accounts after changing your funding bank. - Corrected graph colors for Invest performance trends, along with UI improvements across Ask Qapital.
App privacy
The developer, Qapital, LLC, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info: Email Address
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Financial Info: Payment Info, Other Financial Info
- Location: Coarse Location
- Contact Info: Email Address, Name, Physical Address, Phone Number
- User Content: Customer Support
- Identifiers: User ID, Device ID
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Other Diagnostic Data
- Health & Fitness: Fitness
Used for: Analytics, Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Diagnostics: Performance Data
Used for: Analytics, App Functionality
Alternatives to Qapital: The Money Saving App
Looking for apps like Qapital: The Money Saving App? Here are 6 similar apps on the App Store. The highest rated is Debbie - Payoff, Save, Earn (4.9/5), and all 6 are free to download.
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Origin: AI Budget and Track
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Tellus: Earn More Daily
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Changed: Automate Debt Payoff
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Debbie - Payoff, Save, Earn
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GreenFi - Mobile Banking
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Weekly: Budget Planner & Bills
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Qapital: The Money Saving App | 4.8 / 5 (85,887 ratings) | Free | October 21, 2026 | |
| Origin: AI Budget and Track | 4.6 / 5 (3,985) | Free | Oct 23, 2026 | Compare |
| Tellus: Earn More Daily | 4.5 / 5 (2,717) | Free | Oct 22, 2026 | Compare |
| Changed: Automate Debt Payoff | 4.6 / 5 (5,660) | Free | Oct 27, 2026 | Compare |
| Debbie - Payoff, Save, Earn | 4.9 / 5 (18,018) | Free | Oct 22, 2026 | Compare |
| GreenFi - Mobile Banking | 4.7 / 5 (30,579) | Free | Oct 26, 2026 | Compare |
| Weekly: Budget Planner & Bills | 4.8 / 5 (3,834) | Free | Oct 27, 2026 | Compare |