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  • Affirm: Buy now, pay over time screenshot 1
  • Affirm: Buy now, pay over time screenshot 2
  • Affirm: Buy now, pay over time screenshot 3

About Affirm: Buy now, pay over time

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay. Why you’ll love the Affirm app: • See your purchasing power front and center • Shop brands with clear, flexible payment options • Discover deals, 0% APR options, and plans over 12 months • Set up AutoPay or easily make early or one-time payments • Request to pay over time with the Affirm Card online or in-store Take your Affirm Card everywhere: • Get a physical card and use it anywhere Visa is accepted in the U.S. • No credit impact to apply, and no card or annual fees • Discover 0% APR options or flexible plans at top brands, in-store and online • Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details. Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses. Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.

Ratings & reviews

4.9

1.8M ratings

5 ★ 93% 4 ★ 4% 3 ★ 1% 2 ★ 0% 1 ★ 1%

What’s new

Version v4.105.3 · Updated October 21, 2026

• Bug fixes & performance improvements

App privacy

The developer, Affirm, Inc., reported these privacy practices to Apple.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info: Email Address, Phone Number
  • Identifiers: User ID

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Contact Info: Physical Address, Email Address, Name, Phone Number
  • Identifiers: User ID, Device ID
  • Financial Info: Payment Info, Credit Info, Other Financial Info

Used for: Developer’s Advertising or Marketing, Analytics, App Functionality

Data Not Linked to You

The following data, which may be collected but is not linked to your identity, may be used for the following purposes:

  • Usage Data: Product Interaction
  • Diagnostics: Crash Data, Performance Data
  • Location: Precise Location

Used for: Analytics, Product Personalization, App Functionality

Alternatives to Affirm: Buy now, pay over time

Looking for apps like Affirm: Buy now, pay over time? Here are 6 similar apps on the App Store. The highest rated is Sezzle: Buy Now, Pay Later (4.9/5), and all 6 are free to download.

Affirm: Buy now, pay over time vs. alternatives
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