Affirm: Buy now, pay over time
Affirm, Inc. Shopping iPhoneiPadiPod touch
Affirm: Buy now, pay over time is a free Shopping app for iPhone and iPad by Affirm, Inc. Rated 4.9/5 from 1,886,472 ratings. Requires iOS 16.0.
- Rating
- 4.9
- 1.8M ratings
- Price
- Free
- on the App Store
- Size
- 128 MB
- Age 17+
- Updated
- Oct 21
- 2026 · vv4.105.3
Screenshots
About Affirm: Buy now, pay over time
Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay. Why you’ll love the Affirm app: • See your purchasing power front and center • Shop brands with clear, flexible payment options • Discover deals, 0% APR options, and plans over 12 months • Set up AutoPay or easily make early or one-time payments • Request to pay over time with the Affirm Card online or in-store Take your Affirm Card everywhere: • Get a physical card and use it anywhere Visa is accepted in the U.S. • No credit impact to apply, and no card or annual fees • Discover 0% APR options or flexible plans at top brands, in-store and online • Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details. Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses. Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.
Ratings & reviews
4.9
1.8M ratings
What’s new
Version v4.105.3 · Updated October 21, 2026
• Bug fixes & performance improvements
App privacy
The developer, Affirm, Inc., reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info: Email Address, Phone Number
- Identifiers: User ID
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Contact Info: Physical Address, Email Address, Name, Phone Number
- Identifiers: User ID, Device ID
- Financial Info: Payment Info, Credit Info, Other Financial Info
Used for: Developer’s Advertising or Marketing, Analytics, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Diagnostics: Crash Data, Performance Data
- Location: Precise Location
Used for: Analytics, Product Personalization, App Functionality
Alternatives to Affirm: Buy now, pay over time
Looking for apps like Affirm: Buy now, pay over time? Here are 6 similar apps on the App Store. The highest rated is Sezzle: Buy Now, Pay Later (4.9/5), and all 6 are free to download.
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Acima: Lease Now & Buy Later
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Four | Buy Now, Pay Later
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Progressive Leasing
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Snap Finance
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Affirm: Buy now, pay over time | 4.9 / 5 (1,886,472 ratings) | Free | October 21, 2026 | |
| Acima: Lease Now & Buy Later | 4.8 / 5 (27,147) | Free | Oct 22, 2026 | Compare |
| Sezzle: Buy Now, Pay Later | 4.9 / 5 (307,200) | Free | Oct 21, 2026 | Compare |
| Afterpay: Pay over time | 4.9 / 5 (752,833) | Free | Oct 12, 2026 | Compare |
| Four | Buy Now, Pay Later | 4.8 / 5 (123,468) | Free | Oct 7, 2026 | Compare |
| Progressive Leasing | 4.7 / 5 (34,449) | Free | Oct 9, 2026 | Compare |
| Snap Finance | 4.9 / 5 (30,128) | Free | Oct 22, 2026 | Compare |