Euribor X: Rates & Mortgage

Euribor X puts the European money market in your pocket: the ECB's €STR overnight rate and all five Euribor tenors — 1 week, 1, 3, 6 and 12 months — updated with every daily fixing. DESIGNED FOR IPHONE DUO Euribor X is designed natively for iPhone Duo too, not just scaled up. Folded, it's the app you know. Unfolded in portrait, rates get room for their charts and the mortgage gets its own tab. Unfolded in landscape, the screen splits at the hinge: rates on one side, mortgage on the other — and the same goes for the Info tab. RATES AT A GLANCE • One card per rate: latest fixing, daily change in basis points, 30-day mini chart • A badge tells you when a rate refers to an earlier date (€STR is published one business day after Euribor — the app never hides it) • "The curve says": a plain-language reading of the yield curve, term premium included, telling you whether the market expects hikes, cuts or stable rates INTERACTIVE CHARTS Tap any rate to open its full history. Pick a range — 1M, 6M, 1Y or Max — and drag your finger across the chart to read the exact value of every single day. MORTGAGE SIMULATOR Set amount, term, reference index and your bank's spread: the monthly payment (French amortization) updates instantly. Compare it with one month and one year ago, and use the "what if" slider to see what a rate move of up to ±2 points would do to your payment. When you change the parameters, the starting curve stays on the chart with the payment difference, a dot on each slider marks where you started, and "Pin" makes the new values your starting point. On iPad the simulator is built into the rates screen: below it in portrait, alongside it in landscape. BUILT TO STAY OUT OF YOUR WAY • Data refreshes at launch, with the refresh button or by pulling down — and the app works offline with the latest downloaded fixings • Optional push notifications for rate news • No account and no personal data: only anonymous, aggregated usage statistics • Available in English, Italian, French, Spanish and German — for iPhone, iPhone Duo and iPad FREE, WITH OR WITHOUT ADS • The app is complete and free: ads (Google AdMob) keep it that way. In Europe you set your consent at first launch, and iOS asks whether to allow tracking for personalized ads — you can change either any time • Prefer to do without? Remove the ads from the Info tab: for a year with a subscription, or forever with a one-time purchase • Had the paid version of Euribor X? The ads disappear on their own: just open the updated Euribor Legacy at least once on the same iPhone The annual subscription renews automatically at the same price unless cancelled at least 24 hours before it expires, in your Apple ID settings; payment is charged to your Apple ID when you confirm the purchase. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ — Privacy: https://bacchin.app/app/EuriborX/privacy.html Euribor fixings are published by EMMI, €STR by the European Central Bank. Values are shown for information only and may differ from official data; mortgage simulations are indicative and do not constitute financial advice.