Pocket to Portfolio

Pocket to Portfolio is a life simulation about money – and what it can do for you. You start at 15 with $20 pocket money and still live with your parents. Deliver newspapers, walk dogs, wash cars: earn your first money, save it – and decide what your money does next. FROM SIDE JOB TO CAREER • Work your way up from first side jobs to an apprenticeship, a degree and leadership roles • Learn the difference between gross and net, rent and living costs • Raises, inflation and surprises along the way LET YOUR MONEY WORK • Start a world ETF savings plan and watch compound interest at work • Auto-save: 10% of your earnings go into the plan automatically • Checking account, savings account, fixed deposit – and why an overdraft gets expensive • Market crash: hold on or sell in panic? You decide BUILD YOUR LIFE • Move out: shared flat, your own apartment, your own house with a mortgage • Car, dog, partner and kids – every decision costs money and brings joy • Choose your lifestyle: frugal, normal or upscale REACH FINANCIAL FREEDOM • When your investments cover your expenses, you are financially free • Retire early – and look back at your life summary • Money quiz with 12 questions GOOD TO KNOW • Plays offline, no account needed • Available in 12 languages • Free to play with optional reward videos and a short ad break every two game years. "Gold" (a one-time purchase) removes the ad breaks. Pocket to Portfolio is a simplified game simulation, not financial advice. In the game, the ETF grows by about 7% a year on average over the long run – real returns go up and down and are not guaranteed. Savings account interest in the game has no market risk.