Kettle Money: Budget & Bills

Know what’s safe to spend. Before you say yes. One honest number until payday, with every bill, plan and saving already counted. Plan on your own, or share money with a partner or family: then a plan counts only when everyone says yes. WHAT IT DOES • Safe to spend. One number until payday, and the day money is lowest. • A receipt for every yes. The money, the hours and who does what, before anyone agrees. • Decide together. Send a plan to your partner; nothing changes until you both say yes. • Ask before you spend. “Can we afford $300 on Saturday?” answered on your iPhone, from your own numbers. • No surprise bills. Letters, invoices and school fees are read for you, with their due dates. • Before it renews. Insurance, phone and energy renewals flagged three weeks early, with last year’s price, so you can compare in time. • Pay yourself first. On payday, a set amount is reserved for savings in your plan before the rest counts as spendable. • Know where it went, and where it’s cheaper. Spending sorts itself, and your receipts remember every price, shop by shop. • Your places. Where you eat out, what a visit usually comes to, and what it would leave free before payday. Also inside: a month plan, saving pots, a way out of debt with the day you’ll be free of it, orders and return windows, net worth, and a five-minute weekly check-in. Import CSV exports from other budgeting apps, or start fresh. YOUR ACCOUNTS, YOUR CHOICE Import a CSV or OFX statement, or simply type. Kettle Money reads and plans; it never holds, moves or pays a cent. PRIVATE BY DESIGN Receipts, letters and questions are read on your iPhone. No ads, no trackers, and we never sell your data. In a shared household your private accounts stay private. Export your data, erase local app data and request removal of private iCloud data in Settings. Other adults retain the shared household history. MADE FOR YOUR COUNTRY 8 languages. Local shops, receipts, bills and dates, in your own currency. Widgets for your Home Screen and Lock Screen, and Apple Watch. HOUSEHOLD MEMBERSHIP Everything is open for 21 days from creating your household, or until you have applied a plan and settled a plan, whichever comes first. After that, the essentials stay free: safe to spend, the month plan, reading letters and receipts, answering plans sent to you, one saving pot, one debt, a first insight from the coach, and your history and export. Membership adds Ask, your places, Apple Pay payments logged as you pay, new plans, renewal alerts, pay yourself first, where things are cheapest and what’s running low, orders and returns, bill detection, every pot and debt, net worth, the month in review and the full coach. One membership covers every adult in the household, so nobody pays twice. Monthly and yearly membership, with prices shown by the App Store before you buy. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the period. Manage or cancel in your Apple Account settings. Deleting your data does not cancel a subscription. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mamabloom.app/kettlemoney/privacy/