Simple Budget: Money Tracker

Simple Budget is the calm, private way to see where your money goes and plan where it should go next. Add your accounts, set a monthly budget, and Simple Budget does the rest: it sorts every transaction, tracks each category against its budget, spots your bills and subscriptions, and shows how your net worth grows over time. Everything stays on your devices and syncs through your own iCloud. There's no sign-up, no ads and no tracking. BUDGETS THAT KEEP UP WITH YOU • Set a monthly budget for each category and watch your progress at a glance • Roll unspent money into next month for irregular costs like travel, gifts or car repairs • Split a single purchase across several categories • Get a gentle alert when a category nears or passes its budget • Bring in Apple Card, Apple Cash and Savings straight from Apple Wallet, going back as far as you choose EVERY ACCOUNT IN ONE PLACE • Checking, savings, credit cards, loans, mortgages, cash, investments and property • Add transactions by hand, import a CSV from your bank, or import automatically from your own SimpleFIN Bridge account • Messy bank descriptions are tidied into clean payee names, and Simple Budget remembers the category you chose for each payee • Create rules to rename and categorize payees automatically • Mark transfers between accounts so they never count as spending • Edit many transactions at once, or merge duplicates SEE EXACTLY WHERE IT WENT • Monthly and yearly reports of spending and income by category or by payee, with clear, interactive charts • Tap any category to see the transactions behind it • Cash flow: income vs. spending and your savings rate, month by month • Export any report as a PDF with its charts, or as a CSV spreadsheet NEVER MISS A BILL • Recurring bills, subscriptions and paychecks are detected automatically • See what's due in the next 30 days and what your subscriptions cost per year SET GOALS AND HIT THEM • Give any account a target and a date, like $25,000 saved by next summer, a card paid off by June, or the house paid off • See where your current pace leads and exactly how much more each month gets you there WATCH YOUR NET WORTH GROW • A Net Worth screen with your total, how it's changed, what you own and owe, and where you're heading • Track investment holdings, allocation and gains, with optional live prices using your own free Twelve Data key • Track your home's value and see your equity against your mortgage • See your mortgage payoff date, interest paid, what extra payments would save, and when mortgage insurance can come off RECEIPTS, SCANNED • Scan a paper receipt with your camera or attach a photo or PDF to any transaction ASK YOUR BUDGET • Ask questions in plain English, like "How much did I spend on dining this month?", answered on device by Apple Intelligence • Ask Siri what's left in your budget or what you spent at a store, or add a transaction hands-free WIDGETS • Left to spend, upcoming bills, net worth and goals on your Home Screen and Lock Screen PRIVATE BY DESIGN • Your data lives on your devices and in your own private iCloud database • No account to create, and the developer never sees your information • Automatic sync between iPhone, iPad and Mac (your bank connection too), plus backups you control FREE TO TRY Simple Budget is free to download and use with up to 10 transactions per account. A one-time purchase of Simple Budget Unlimited removes the limit on all your devices, with no subscription. Notes: Asking questions requires a device that supports Apple Intelligence. Importing from SimpleFIN Bridge requires your own SimpleFIN Bridge account, a separate service. Live stock prices require your own Twelve Data API key.