HoldBuy
David Immanuel Mueller Finance iPhoneiPadiPod touch
HoldBuy is a free Finance app for iPhone and iPad by David Immanuel Mueller. Requires iOS 17.0. Updated October 17, 2026.
- Price
- Free
- on the App Store
- Size
- 11 MB
- Age 4+
- Updated
- Oct 17
- 2026 · v1.1
Screenshots
About HoldBuy
Give your wants time before you buy. HoldBuy helps you record purchases, reflect on spending impulses, and track money you actually set aside. Free, with no subscription. SAVE NOW, DECIDE LATER Found something in an online store? Share the product link with HoldBuy or paste it into the app. The app tries to find the name, image, and price; you can edit the details. Your wish goes into a pause cart. Choose a waiting period of 24, 48, or 72 hours, or a week. Write down why you want it, where you would keep it, and how often you expect to use it. Decide after the pause. Let a wish go, and its price is recorded as money not spent. UNDERSTAND YOUR PURCHASES Log purchases with a price and date. Today shows your recorded spending for the day or current month. The daily purchase log also includes consumables and services. Was it planned or spontaneous? What triggered it? How do you feel about it now, and would you buy it again? The optional purchase reflection helps you look back on your decisions. You can also choose to track physical items in your inventory. START WITH A MORNING CHECK Check your banking app and enter your balance manually in HoldBuy. See its history and the change since your previous entry, and add a note if you wish. The morning widget shows your check-in streak and the last 28 days. Enable an optional daily reminder in Settings. SAVINGS POTS FOR YOUR GOALS Create multiple pots with optional target amounts. Record actual deposits, withdrawals, or a current total balance and follow the history. You can also manually record a balance from your investment account. Letting go of a wish is not a deposit: only your manual entries change a pot's balance. HoldBuy does not connect to bank accounts or transfer money. USE WHAT YOU ALREADY OWN Keep physical items in your inventory and log a use with one tap. Cost per use divides the purchase price by your recorded uses. You can also rate how much you enjoy an item. KEEP RECEIPTS WITH YOUR PURCHASES Attach photos, screenshots, or PDF receipts, including through the iOS share sheet. For images, on-device text recognition suggests purchase details it can identify. Review and complete them before saving. LOOK BACK ON YOUR DECISIONS See the wishes you let go of and the purchase prices you did not spend, based on your entries. The Sunday recap summarizes the completed week. Money not spent stays separate from money you actually set aside. FOR YOUR NO-BUY OR LOW-BUY PLANS Taking a shopping break or working toward more mindful spending? Save your wishlist, give yourself time, and make more use of what you already own. For iPhone and iPad, with light and dark themes. Products and purchase data can sync through your iCloud account. Balance check-ins and savings pots stay on this device. HoldBuy is an everyday tool for making more thoughtful purchase decisions. It does not treat shopping addiction or replace professional advice or therapy. Questions or ideas? [email protected] Feedback: https://holdbuy.userjot.com/ Privacy policy: https://holdbuy.davmu.de/privacypolicy/ Legal notice: https://holdbuy.davmu.de/imprint/
What’s new
Version 1.1 · Updated October 17, 2026
• A new Today screen with a morning balance check, recorded spending, and quick access to your purchases. • Enter your balance manually, review changes, and add notes. • A morning widget with a check-in streak and a 28-day overview. • Multiple savings pots with optional goals, deposits, withdrawals, and balance history. Manually record investment account balances too. • Reflect on planned and spontaneous purchases and what triggered them. • Share receipts and get on-device purchase detail suggestions from photos or screenshots. • A Sunday recap of wishes you let go of and money not spent.
App privacy
The developer, David Immanuel Mueller, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction, Other Usage Data
- Diagnostics: Crash Data
Used for: Analytics, App Functionality
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| HoldBuy | – | Free | October 17, 2026 | |
| Why Buy: Stop Impulse Buying | – | Free | Jan 14, 2026 | Compare |
| GB Pay | – | Free | May 2, 2025 | Compare |
| Legal Remit | 4.5 / 5 (2) | Free | Oct 20, 2026 | Compare |
| Clocked In: Budget & Savings | 4.7 / 5 (72) | Free | Sep 26, 2026 | Compare |
| Percentage Calculator - Calc % | 4.8 / 5 (469) | Free | Jan 2, 2026 | Compare |
| Merolagani Nepse App | 3.5 / 5 (6) | Free | Oct 12, 2026 | Compare |
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