Wacha: Money Manager

Wacha keeps a household's money in one place: the wallets you spend from, the bills that come round every month, the loans you are paying down, and the things you own — shares on Boursa Kuwait, gold, a little Bitcoin — with live prices. It works entirely on your iPhone. No account, no sign-up, and nothing leaves the device unless you ask. When you want more, sign in with Apple or an emailed code to keep a cloud copy, use a second iPhone, or share a book with the people you run a home with. WHAT IT DOES • Wallets — bank accounts, cash and savings, each with its own balance, categories and history • Scheduled — salary, rent, subscriptions and loan installments recorded on their day, with what is coming up always in view • Categories — see where the month went at a glance • Investments — Kuwaiti, Saudi and US stocks, gold and silver by the gram, and crypto, priced live in your currency • Loans — what you owe or are owed, and every repayment • Books — separate worlds for home, work or a project; enter one and see nothing of the others • Sharing — invite family into a book with a code, and everyone sees the same ledger • Backups — one file holds everything, readable in any text editor, restorable anywhere MADE FOR HERE Kuwaiti dinar with three decimals by default, any currency per account, and the whole app in Arabic with a proper right-to-left layout — or in English. Your choice, not your phone's. BUILT FOR EVERYONE Every screen works with VoiceOver. PRIVACY Nothing is collected until you sign in. No ads, no tracking, no analytics. If you do sync, your entries are encrypted in transit and at rest, and you can delete your cloud account from inside the app at any time.