Daily Money - Daily Budget

How much can I spend today without regretting it tomorrow? Daily Money answers that one question and nothing else. It is not accounting software. No reports nobody opens, no bank connection, no charts you have to learn to read. Just one number on the main screen: what you can spend today. PAYDAY TO PAYDAY, NOT CALENDAR MONTH Money does not run out on the first of the month. Daily Money works in the cycle between one income and the next. You tell it when money arrives and how much, and it divides what is left across the days you still have to live through. HOW IT WORKS 1. At setup you enter what you have, when your next income arrives, how much to set aside, and which payments are fixed. 2. The app calculates your daily limit. 3. Adding an expense takes a few seconds. 4. Today and the remaining days recalculate instantly. WHAT IS INSIDE • Today's budget, spent today, left for today • Days until your next income and your next scheduled payment • Fixed recurring costs: loans, rent, courses • One-off planned purchases • Subscriptions on any schedule • Savings: a protected reserve and a monthly contribution • Period close with a report of how the cycle ended • PDF report • A reminder at the time you choose • Passcode and Face ID lock • Home Screen widget: today's budget and quick expense entry • Export, import and backup to a file YOUR MONEY STAYS YOURS Daily Money runs entirely on your device. • No cloud, no sync • No sign-up, no account • No bank connection • No analytics, trackers or ads Nothing leaves your phone because the app never goes online. You make the backup yourself and keep it where you want. WHO IT IS FOR People who tried budgeting apps and quit. People who do not need a financial command centre, just an answer to one question at the checkout. WHO IT IS NOT FOR If you want cross-device sync, bank statement import and three-year category analytics, this is the wrong app. That is deliberate.