Know Your Bills

Know Your Bills answers the question a banking app never does: what's coming, and how much should I be putting by? Write down what you pay and when. Every bill — weekly, monthly, quarterly, annual — is shown over the same period, so you can compare them honestly and see a heavy month before it arrives. TWO WAYS TO READ A YEAR Spread evenly tells you what to put aside each month: a £240 annual bill is £20 a month, every month, including the eleven when nothing is charged. The timetable — one of the analysis tools below — tells you which months actually bite. Both are right: they answer different questions, and the app is built around using them together. WHAT IT DOES, FREE • Every bill on one rhythm, so nothing is left out of the total • Savings pots, to put money aside against bills you know are coming • Reminders before a bill renews, and a note when a price changes • A name is enough to save a bill; everything else has a sensible default THE ANALYSIS TOOLS The timetable of what's really due each month, what's still to pay before payday, bills by any date range, charts and trends, splitting bills across a household, and export and backup. Try them free for 30 days: the trial is a free item from the App Store, which you start whenever you choose. After 30 days they close again unless you make a single one-off purchase, which keeps them for good. There is no subscription, nothing to cancel and nothing is ever charged automatically — and everything under "What it does, free" stays free either way. YOUR BILLS ARE YOURS No account. No sign-in. No analytics, no tracking, no advertising. Your bills live on your device and are backed up to your own iCloud, which we cannot read. The app makes one outbound request — for the list of help resources — and it sends nothing about you when it does. GETTING HELP The app lists free, independent UK debt and benefits services: Citizens Advice, Citizens Advice Scotland, Advice NI, StepChange and others. Those listings are never paid placements and never carry an affiliate link. That is a rule, not a preference. Know Your Bills organises and forecasts bills you enter yourself. It is not financial advice, it does not connect to your bank, and it never moves money.