Rateo - BNPL Tracker
Fabrizio Marinelli Finance iPhoneiPadiPod touch
Rateo - BNPL Tracker is a free Finance app for iPhone and iPad by Fabrizio Marinelli. Requires iOS 15.0. Updated October 20, 2026.
- Price
- Free
- on the App Store
- Size
- 30 MB
- Age 4+
- Updated
- Oct 20
- 2026 · v1.0.6
Screenshots
About Rateo - BNPL Tracker
Never miss an installment again. Every "pay later" provider has its own app, its own calendar and its own reminders. Rateo brings them all together in one place: a clear view of what you owe, to whom, and when, including installments on credit cards and bank accounts. Download Rateo and stop chasing due dates scattered across ten different apps. WHAT IT DOES - A dashboard with all your active plans, sorted by due date - A calendar to see what is due in the coming days - Reminders so a charge never catches you off guard - Add a plan in seconds: provider, amount, number of installments, first due date - Mark installments as paid and track what is left to pay YOUR DATA STAYS YOURS No account, no login, no cloud. All your data is stored only on your phone. WITH RATEO PRO - Unlimited plans (the free version includes up to 3 active plans) - Purchase simulator: see how a new purchase changes your upcoming months before you buy - Spending analytics by month, provider and category - Wishlist, to evaluate a purchase before turning it into a real plan - Data backup and JSON export Rateo is not a loan, mortgage or investment app: it does not provide credit and does not replace your provider or your bank. It is simply the tool you were missing to keep everything under control. SUBSCRIPTION Rateo PRO is available as an auto-renewing annual subscription or as a one-time Lifetime purchase. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time in your Apple ID account settings. Privacy Policy: https://sites.google.com/view/rateo-bnpltracker Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.0.6 · Updated October 20, 2026
Rateo PRO: clearer messages when a purchase fails, is pending approval, or when restoring purchases doesn't work Rateo PRO: the screen shows the 7-day free trial only when it is available for your account On first launch, the app now opens in your phone's language: Italian if your phone is set to Italian, English for all other languages. You can always change the language in Settings After you mark a few installments as paid, the app may ask you to rate it General stability improvements
App privacy
The developer, Fabrizio Marinelli, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- User Content: Emails or Text Messages, Photos or Videos, Customer Support
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
Used for: App Functionality
Alternatives to Rateo - BNPL Tracker
Looking for apps like Rateo - BNPL Tracker? Here are 6 similar apps on the App Store. The highest rated is PayStreak: Bill Tracker (5.0/5), and all 6 are free to download.
-
PayStreak: Bill Tracker
5.0
-
Clad: Tuition Payments
5.0
-
Homelify: Split Rent & Bills
-
AscentConnect
3.9
-
Arca Fondi
2.0
-
HUE/First Savings Credit Card
4.8
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Rateo - BNPL Tracker | – | Free | October 20, 2026 | |
| PayStreak: Bill Tracker | 5.0 / 5 (1) | Free | Nov 24, 2025 | Compare |
| Clad: Tuition Payments | 5.0 / 5 (3) | Free | Jul 13, 2026 | Compare |
| Homelify: Split Rent & Bills | – | Free | Oct 19, 2026 | Compare |
| AscentConnect | 3.9 / 5 (281) | Free | Sep 23, 2026 | Compare |
| Arca Fondi | 2.0 / 5 (1) | Free | Sep 24, 2026 | Compare |
| HUE/First Savings Credit Card | 4.8 / 5 (10,378) | Free | Oct 20, 2026 | Compare |