Daybook: Money Manager

Most expense trackers make you pick between honest numbers and staying sane. Daybook does the tedious part and stays out of the way for the rest. Everything lives on your phone first. Open the app in a basement with no signal and it still works, because your ledger is on the device rather than on someone's server. LOG IT IN SECONDS Amount, category, account, done. Bookmark the ones you repeat and they become two taps. Set up rent and subscriptions once and they post themselves on the day they are due. TURN A BANK MESSAGE INTO AN ENTRY Paste the SMS your bank just sent you. Daybook reads the amount, whether money came in or went out, which bank and which card, who was paid, and a sensible category, then shows you what it worked out before anything is saved. It knows how Indian banks write these messages: UPI, NEFT, IMPS, card swipes, ATM withdrawals and standing instructions from HDFC, ICICI, SBI, Axis, Kotak, Federal, South Indian Bank and more. Nothing is imported behind your back. SEE WHERE IT ACTUALLY WENT A ring for the month and a ranked breakdown by category, with sub-categories folded into their parent so the totals add up. Tap any category to read the transactions behind the number. KNOW BEFORE THE MONTH ENDS Twelve months of cash flow, side by side. Your spending pace measured against your budget, with a projection of where you land on payday. Your heaviest categories, charges that look unusual for you, and an honest comparison with last month. BUDGETS THAT HOLD A cap per category, weekly, monthly or yearly. Daybook tells you a category is running hot while you can still slow down, not after the money is gone. ALL YOUR MONEY IN ONE NUMBER Cash, bank accounts, credit cards, savings and loans, with assets and liabilities netted into a net worth you can actually believe. Moving money between your own accounts is not counted as spending. YOURS, AND PRIVATE No account needed. Passcode or Face ID on open. Export the lot to CSV whenever you feel like it. There are no ads in this app and nothing about your money is sold. Found a bank message we read wrong? Send it to us and we will teach the parser.