Split Expenses: PayUpp

Share the cost without the awkward conversation. PayUpp keeps a group's spending in one clear ledger, tells everyone exactly where they stand, and settles up in the fewest payments possible. Then it does the part other splitting apps leave out — it helps you plan the thing you are all spending money on. MONEY • Add an expense in seconds — equal, exact amounts, percentages or shares • See your position in plain words: what you are owed, what you owe • Multiple payers on one expense, for when two of you covered the tab • Any currency. Each expense locks its exchange rate the day you write it, so last summer's dinner keeps last summer's value • Settle up with the smallest set of payments that clears every debt • Gentle, scheduled reminders — never a shaming push notification • PayUpp shows a friend's Bizum, Swish or IBAN so you can pay them. It never touches your money and never asks for a bank login PLANNING • Propose a trip, a dinner, a festival — anything the group spends on together • Settle the date with a poll instead of forty messages • Vote on where to go and where to stay • Post ideas, upvote them, argue in the comments • Plan a budget per category before you go, then watch it against real spending • Hand out who-does-what, or spin the roulette and let it decide QUICK SPLITS Split one dinner with people you share no group with. Send a link. They open it, see the amounts and settle up — no account, no download, no sign-up wall. RACCOON OF THE MONTH Turn it on and your group votes each month for whoever is slowest to pay. The winner owes a forfeit the group invents. It is a joke, it never touches the ledger, and it is off unless you want it. PRICING One group, free forever, with every feature in it. Quick splits are unlimited and always free. PayUpp Pro unlocks unlimited groups for a single $9.99 payment — once, not monthly. We do not put features behind the paywall, and we never sell your data. Meet Rocco, the raccoon who keeps score.