Varlio: Budget & Gold

Your spending, accounts and savings — in one app. Log income and expenses. See what your gold and FX are worth today, and the profit or loss against what you paid. Share a household account with family or a roommate. Free. No bank connection. No credit card to sign up. INCOME & EXPENSES See what you earn and what you spend. Categorize transactions. Keep cash flow separate from asset moves. ASSETS Gram gold, quarter gold, FX, cash, a car or a home. Save your cost basis; watch the current value. SHARED HOUSEHOLD Who owes whom? Track shared bills and net balances. What you don’t share stays private. MARKETS Follow gold and FX prices. Holdings update with the latest rate. ACCOUNTS & GOALS All balances in one place. See how far you are from a down payment, a trip, or a spending limit. ANALYTICS See where the money went. Compare cash flow month to month. WEB + IPHONE The same account on your phone and at varlio.app. Sign in with Google or Apple. Delete your account anytime from Profile.