BudgetApp – Finanzplan

BudgetApp brings your complete personal financial plan into one calm, clear workspace. Account reconciliation comes first: immediately see whether calculated balances match reality. Annual pots directly below show whether irregular expenses such as insurance, travel, or maintenance are funded on time. Features: • Multiple independent budget spaces, such as family and personal budgets • Multiple accounts and recurring or variable income sources • Zero-based monthly planning • Monthly budgets, annual pots, reserves, and prioritized savings goals • Expenses, income, transfers, and traceable refunds • Protected month closing with safe reopening • Reconciliation for every active account • Complete JSON backups and CSV export • German and English with System, Light, and Dark appearance • Contextual explanations plus a complete user guide Your data remains available offline in protected app storage. BudgetApp can optionally synchronize through your private iCloud account across your devices. Shared budget spaces undergo strict safety checks before any collaborative write access. BudgetApp contains no advertising and no tracking.