Zemma Health

Zemma is the mobile app for your Canadian Health Trust Account. Traditional benefits run a dental cleaning through the same machine as a six-figure cancer drug. Insurance was invented for risks you cannot absorb alone. Everyday care got wrapped into that machine anyway. Zemma splits health benefits the way they should have always been split. Insure the unpredictable. Catastrophic medical. Emergency travel. The stuff that can actually wreck you. That is what insurance is for. Fund the predictable. Dental, vision, physio, mental health, prescriptions, and other CRA-eligible care — paid from your Health Trust Account. Every dollar in is a dollar available. Unused balance never expires. It stays yours. This app is for people who already have a Zemma account on the web. Sign in with the same email you use at app.zemma.ca. There is no signup in the app. What you can do • See Health Trust funds, monthly funding, and payouts still pending • Submit a claim with a receipt photo or file • Add dependents — entered by the adult account holder • Open your travel medical and catastrophic medical insurance booklet • Connect a Canadian bank account via Stripe so reimbursements can land • Company admins: members, plan, and company settings Zemma is not an insurance company and does not sell insurance in the app. Where coverage is included, catastrophic and emergency travel insurance is provided by third-party licensed insurers. Health Trust funding, claim reimbursements, and insurance premiums are real-world Canadian health benefits — plan money for actual care, not digital content. Canada only. You must be 18 or older. Dependents under 18 can be covered on an adult’s account; the app is not directed at children. Simple. Canadian. Built for care, not theatre. Need an account? Start on the web at https://zemma.ca Support: [email protected] Privacy: https://zemma.ca/privacy Terms: https://zemma.ca/terms