餘裕 · PICO LEDGER
SHIH WEI LING Finance iPhoneiPadiPod touch
餘裕 · PICO LEDGER is a free Finance app for iPhone and iPad by SHIH WEI LING. Requires iOS 15.0. Updated September 17, 2026.
- Price
- Free
- on the App Store
- Size
- 9 MB
- Age 4+
- Updated
- Sep 17
- 2026 · v1.0
Screenshots
About 餘裕 · PICO LEDGER
「餘裕」是一本乾淨、好看、算得清楚的個人帳本。 打開就能記帳，不必註冊、不必登入，資料預設只留在你自己的手機裡。 ■ 每個月一眼看完 本月剩餘、收入、支出、收入使用率，全部在第一個畫面。交易明細可編輯、可刪除，支援自訂分類，收合起來就是一份乾淨的月結。 ■ 儲蓄目標 設定目標金額，每一筆存入都會即時更新進度條，還差多少一目了然。 ■ 貸款與還款追蹤 輸入貸款金額、期數與扣款日，App 會自動產生逐期還款明細；提前還款也記得住，隨時看得到已還多少、還剩多少。 ■ 固定收支 房租、訂閱、保費這類每月固定的項目設定一次，開帳當月自動寫入交易明細。 ■ 年度報告，一鍵轉成 PDF 一整年的收支彙總、每月長條圖、分類佔比，做成 A4 報告書；可以選擇是否附上 1–12 月的完整明細，交給系統列印功能存成 PDF，存到哪裡由你決定。 ■ 三種語言、四種主題 繁體中文／English／日本語；暖、白、夜，還有一個藏起來的 PRIVÉ。 ■ 雲端同步：我們看不到你的帳本 這是選用功能。啟用後，帳本會在離開手機「之前」就先加密，我們的伺服器只存得到連我們自己也解不開的密文——不是「我們保證不看」，是技術上做不到。你可以隨時在設定裡刪除帳號，伺服器上的加密副本會一併消失。 ■ 關於廣告與付費 App 免費，靠廣告支撐。不想看廣告可以一次性買斷「去廣告」；「終身解鎖」則同時包含去廣告與雲端同步。都是買斷，沒有訂閱。
App privacy
The developer, SHIH WEI LING, reported these privacy practices to Apple.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers: Device ID
- Usage Data: Advertising Data
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Financial Info: Other Financial Info
- Contact Info: Email Address
Used for: App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: Device ID
- Usage Data: Advertising Data
Used for: Third-Party Advertising
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| 餘裕 · PICO LEDGER | – | Free | September 17, 2026 | |
| Kiroku: Budget & Money Tracker | – | Free | Oct 17, 2026 | Compare |
| Mirupa: Expense Tracker | 5.0 / 5 (2) | Free | Oct 15, 2026 | Compare |
| AssetMate: Asset & Installment | 5.0 / 5 (2) | Free | May 4, 2026 | Compare |
| 台灣人壽 | 1.3 / 5 (3) | Free | Feb 10, 2026 | Compare |
| 王道銀行 O-Bank | 2.4 / 5 (13) | Free | Oct 20, 2026 | Compare |
| 上海商業儲蓄銀行『掌上銀』 | 4.0 / 5 (2) | Free | Oct 13, 2026 | Compare |
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