Unharam
Leo Joseph Finance iPhoneiPadiPod touch
Unharam is a free Finance app for iPhone and iPad by Leo Joseph. Requires iOS 15.0. Updated October 19, 2026.
- Price
- Free
- on the App Store
- Size
- 5 MB
- Age 4+
- Updated
- Oct 19
- 2026 · v1.0.14
Screenshots
About Unharam
Unharam is a halal-first personal finance app. Track your money, plan your spending, and keep your finances clean — wherever you are. • See your money clearly — spending overview, monthly activity, and budgets ("Plans") that flag overspend early. • Find the right card — the UAE credit card finder ranks cards from UAE issuers against your salary and real spending, with an estimated monthly reward. Halal mode boosts Islamic cards in the ranking — it never hides anything, and every card shows when it was last verified against the issuer's own page. More markets are coming. • Zakat, built in — a clean zakat calculator that follows the nisab. • Ask Unharam — an AI assistant that answers questions about your own spending and helps you act on them. Privacy first: no bank logins, ever. You add your own data, and you can delete your account and data at any time from Settings. Unharam is an informational budgeting tool, not a bank, lender, or financial advisor. Card details can change — always confirm on the issuer's official page (linked in the app) before applying. Zakat figures are estimates; consult a qualified scholar for rulings.
What’s new
Version 1.0.14 · Updated October 19, 2026
A refreshed Unharam: card bill payments no longer count as spending, smarter merchant categories, a single chat for money and Islamic finance questions, faster navigation, and reliability fixes.
App privacy
The developer, Leo Joseph, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Financial Info: Other Financial Info
- Contact Info: Email Address
- User Content: Other User Content
Used for: App Functionality
Alternatives to Unharam
Looking for apps like Unharam? Here are 6 similar apps on the App Store. The highest rated is Floos – Your Money, Your Way (5.0/5), and all 6 are free to download.
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SafeSpend: Safe to Spend
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Sykka
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FAB First
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Kissht Bahi
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Roundz: Saving Circles
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Floos – Your Money, Your Way
5.0
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Unharam | – | Free | October 19, 2026 | |
| SafeSpend: Safe to Spend | – | Free | May 28, 2026 | Compare |
| Sykka | – | Free | Oct 13, 2025 | Compare |
| FAB First | – | Free | Oct 19, 2026 | Compare |
| Kissht Bahi | – | Free | Sep 9, 2026 | Compare |
| Roundz: Saving Circles | – | Free | Aug 2, 2026 | Compare |
| Floos – Your Money, Your Way | 5.0 / 5 (4) | Free | Sep 28, 2025 | Compare |
Compare Unharam with the top alternatives: ratings, updates, ASO score and keyword gaps →