Kharcha Diary: Track Expenses

Take control of your financial life with Kharcha Diary, the all-in-one expense tracker and budget manager designed for modern, global citizens. Whether you're tracking personal spending, managing shared expenses with friends, or automating recurring payments, Kharcha Diary provides a clean, intuitive, and powerful interface to keep you on top of your money. WHY KHARCHA DIARY • Seamless Tracking — Log expenses and income in seconds with a smart calculator that evaluates expressions in real time. • Shared Groups — Split bills, track IOUs, and see who owes who with simplified settlement plans. • Managed Groups — Assign a treasurer to manage a central fund, accept contributions, and keep a transparent ledger for all members. • Loans — Lend or borrow with a contact, track simple or village/compound interest, confirm payments on both sides, and preview totals with the built-in interest calculator. • Budgeting — Set budgets by category or account and get alerts before you overspend. • Automate Your Life — Set up recurring transactions for rent, subscriptions, and bills so you never miss a payment. • Stay Organized — Attach notes to transactions, keep a notes library, and manage a to-do list for financial tasks. • Built for Nepal & Beyond — Switch to the Bikram Sambat calendar with B.S. numerals, and use the app in English, Hindi, or Nepali. Plus support for all international currencies and a built-in country code selector. • Powerful Insights — Visualize spending with charts and breakdowns by category, tags, and time. • Find Anything, Instantly — Global search finds any transaction, contact, group, note, or to-do in seconds, online or offline. • Never Miss a Beat — Local and push notifications for bills, budgets, and settlements, plus a home screen widget for an at-a-glance balance. • Works Offline — Keep logging expenses without a connection; everything syncs automatically once you're back online. • Privacy Mode — Hide all balances and sensitive amounts with a single tap, perfect for public use. • Biometric & 2FA — Secure your account with two-factor authentication (Authenticator App or Email) and biometric lock. • Download your data — Request a copy of your records from Settings. • Account deletion — From Settings, schedule deletion of your account and associated data. You stay signed in for 30 days and can cancel anytime. KEY FEATURES • Detailed transaction history with advanced search & filtering • Customizable categories with icons • Tagging system for granular expense analysis • Multi-account & multi-currency support • Budget tracking with alerts • Loans with interest tracking & calculator • Notes & to-do lists • Home screen widget • Global search (online & offline) • Download your data • Account deletion from Settings (30-day cancellation window) • Bikram Sambat (Nepali) calendar + English/Hindi/Nepali language support • Offline mode with automatic sync • Customizable bottom navigation • Pending contribution management for group treasurers • Clean, modern, ad-free interface