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  • Two Cents: Couples Budget App screenshot 1
  • Two Cents: Couples Budget App screenshot 2
  • Two Cents: Couples Budget App screenshot 3
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About Two Cents: Couples Budget App

One budget. Two people. One number you both watch. Two Cents is the simplest way for a couple to track what they spend together. Agree what you can spend this month, add things in two taps, and watch one number come down — on both phones, at the same time. NO BANK LOGINS We never connect to your accounts. You add what you spend, which takes about three seconds, and that is the whole system. Nothing to reconcile, nothing to categorise later, no dashboard to interpret. BOTH OF YOU, ONE NUMBER Whatever one of you adds, the other sees. No screenshots, no "did you get that", no two apps disagreeing at the end of the month. TWO TAPS TO LOG SOMETHING Amount, category, done. Add a note if the number will need explaining later. It is quick enough that you actually keep doing it, which is the only thing that makes any budget work. THE MONTH GETS AN ENDING When the month closes it gets wrapped up: what you spent, where it went, whether you held the line, how it compares to your usual. Drag across the chart to replay any day of it. THE YEAR, MONTH BY MONTH Twelve months against the budget each was judged against. Which ones you held, which you didn't, what is already spoken for before the month starts, and who paid for what. ONE SUBSCRIPTION, BOTH PHONES Most budgeting apps charge each of you. One subscription here covers you both, because the month is shared and so is the bill. PRIVATE BY DEFAULT Your spending stays between the two of you. We don't sell anything to anyone, and there are no ads. Free for seven days. After that it's a subscription — cancel any time from the App Store. Terms of Use (EULA): https://opensoftlabs.org/twocents/terms Privacy Policy: https://opensoftlabs.org/twocents/privacy

What’s new

Version 1.0.7 · Updated September 18, 2026

Fixed: on a household one partner had already been using, the other partner's first-run guide never stopped repeating, no matter how many expenses they added. It now retires the moment either phone completes its own first save.

App privacy

The developer, Himanshi Kapoor, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • User Content: Other User Content, Photos or Videos
  • Usage Data: Product Interaction, Other Usage Data
  • Purchases: Purchase History
  • Financial Info: Other Financial Info
  • Contact Info: Email Address, Name
  • Identifiers: User ID, Device ID

Used for: Analytics, App Functionality

Alternatives to Two Cents: Couples Budget App

Looking for apps like Two Cents: Couples Budget App? Here are 6 similar apps on the App Store. The highest rated is Expenses: Shared Tracker (5.0/5), and all 6 are free to download.

Two Cents: Couples Budget App vs. alternatives
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Two Cents: Couples Budget App 5.0 / 5 (2 ratings) Free September 18, 2026
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