TaxMetric

TaxMetric helps Canadians plan how to draw down their retirement savings — in what order, how much, and when — to make their money last and keep lifetime tax low. Model your whole retirement on one screen and see the year-by-year impact of every decision: when to start CPP and OAS, how fast to melt down an RRSP/RRIF, when to lean on the TFSA, and how it all flows through federal and provincial tax. WHAT YOU CAN DO • Project your wealth, income, and tax year by year • Draw down RRSP/RRIF, TFSA, FHSA, LIRA/LIF, and non-registered accounts in a tax-smart order • Time CPP and OAS — and see the OAS clawback before it costs you • Plan as a single person or a couple, with full federal + provincial tax • Compare strategies side by side, including the 4% rule and an RRSP meltdown • Stress-test your plan with Monte Carlo simulation • Add one-off events — a home sale, an inheritance, a big purchase • Save your scenarios and generate a printable Wealth Strategy Report PRIVATE BY DESIGN Everything runs on your device. No account, no sign-in, no tracking. Your financial details never leave your iPad. FREE, WITH AN OPTIONAL ONE-TIME UPGRADE The full calculator is free forever — projections, tax, CPP/OAS, couples, Monte Carlo, and the strategy comparisons. A single one-time purchase (no subscription) unlocks the tools to keep and share your work: • Saved scenario library — save, name, and revisit as many plans as you like • Personal Wealth Strategy Report — the full, printable PDF • CSV export — download the year-by-year projection as a spreadsheet IMPORTANT TaxMetric is an educational tool, not financial, tax, or investment advice. Results are estimates based on the assumptions you enter and simplified tax rules. Always consult a qualified professional before making decisions.