Split Wisely — Split & Track
Cognitive Squad Finance iPhoneiPadiPod touch
Split Wisely — Split & Track is a free Finance app for iPhone and iPad by Cognitive Squad. Requires iOS 15.5. Updated September 19, 2026.
- Price
- Free
- on the App Store
- Size
- 85 MB
- Age 4+
- Updated
- Sep 19
- 2026 · v1.0.3
Screenshots
About Split Wisely — Split & Track
The modern way India splits expenses. Split Wisely makes sharing costs with friends, flatmates, couples and trip groups effortless — and actually pleasant to look at. Add an expense in seconds, see exactly who owes whom, settle in one tap with any UPI app, and keep your own spending tracked privately on the side. Split Without the Awkwardness • Groups for trips, homes, couples and everything else • Every split style: equally, exact amounts, percentages, shares, +/- adjustments • Multiple payers, multi-currency, receipts, notes and comments • Balances computed precisely to the paisa — no rounding disputes Settle Up in Seconds • One-tap settle with your UPI app, pre-filled with the right amount • Simplify debts inside groups — fewest possible transfers • Gentle reminders (never spammy — one per day, only when they owe you) Your Personal Money Tracker (free) • A private tracker at the center of the app — add a spend in 2 taps • Monthly view with history, categories and daily averages • Nothing here is shared with anyone Your Own AI Money Coach (Pro AI) • Financier — chat with an AI that actually knows your spending, splits and balances • Savings Coach — a monthly report: unused subscriptions, EMIs, concrete ways to save • Import credit-card and Paytm / PhonePe / Google Pay statements (PDF, Excel, CSV) • Connect Gmail and bills in your inbox import themselves — you review first • AI reads, categorises and de-duplicates across every source — even a card spend made through UPI showing up in two statements • Statement files are deleted right after processing EMIs Under Control (free) • Every loan in one place: monthly load, months left, payoff date • EMI-like payments detected automatically from your spends Split Wisely Pro — ₹99/month · Pro AI — ₹299/month or ₹2,999/year Pro: unlimited daily expenses, receipt scanning, itemization, advanced dashboard and charts, expense search, saved default splits, currency conversion. Pro AI: everything in Pro plus the Financier chat, Savings Coach, AI statement import and Gmail bill sync. Private & Secure by Design • Your data lives in India (Mumbai region) • Bank-grade security rules on every record • Biometric app lock, full account deletion in-app Fair with friends. Smart with money. Split Wisely. Subscriptions Split Wisely Pro is Rs 99/month. Pro AI is Rs 299/month or Rs 2,999/year. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Split Wisely Terms of Service: https://splitwisely.cognitivesquad.com/terms Privacy Policy: https://splitwisely.cognitivesquad.com/privacy
What’s new
Version 1.0.3 · Updated September 19, 2026
Fixed: subscriptions now activate immediately after purchase. If you subscribed recently and your plan did not unlock, open Split Wisely, go to the Pro screen and tap "Restore purchases" — your plan will activate right away. You will not be charged again. Also improved: if a purchase cannot be confirmed straight away, the app now retries it automatically instead of losing it.
App privacy
The developer, Cognitive Squad, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Usage Data: Product Interaction
- Financial Info: Other Financial Info
- Contact Info: Email Address, Name, Phone Number
- User Content: Emails or Text Messages, Photos or Videos, Other User Content
- Identifiers: User ID, Device ID
- Diagnostics: Crash Data, Performance Data
Used for: Analytics, App Functionality
Alternatives to Split Wisely — Split & Track
Looking for apps like Split Wisely — Split & Track? Here are 6 similar apps on the App Store. The highest rated is Cloud9 Money (3.0/5), and all 6 are free to download.
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Kesto: Couples Budget
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Splyt: Split Wisely
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Zedger: Expense & Bill Tracker
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Cloud9 Money
3.0
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Wisley
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KredMe: Card Rewards Tracker
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Split Wisely — Split & Track | – | Free | September 19, 2026 | |
| Kesto: Couples Budget | – | Free | Oct 6, 2026 | Compare |
| Splyt: Split Wisely | – | Free | Jul 18, 2026 | Compare |
| Zedger: Expense & Bill Tracker | – | Free | Mar 6, 2026 | Compare |
| Cloud9 Money | 3.0 / 5 (2) | Free | Sep 22, 2026 | Compare |
| Wisley | – | Free | Oct 4, 2026 | Compare |
| KredMe: Card Rewards Tracker | – | Free | Sep 22, 2026 | Compare |