Zeroed: Offline Budget Planner
Stillware Ltd Finance iPhoneiPadiPod touch
Zeroed: Offline Budget Planner is a free Finance app for iPhone and iPad by Stillware Ltd. Rated 5.0/5 from 1 ratings. Requires iOS 15.5.
- Rating
- 5.0
- 1 ratings
- Price
- Free
- on the App Store
- Size
- 106 MB
- Age 4+
- Updated
- Oct 17
- 2026 · v1.7.3
Screenshots
About Zeroed: Offline Budget Planner
Take control of your finances with envelope budgeting. Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job. PRIVACY FIRST Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know. OPTIONAL CLOUD SYNC Sync across devices using YOUR personal Google Drive. We only access files we create. POWERFUL FEATURES - Envelope budgeting: assign every unit of money to a category - Multiple accounts: current, savings and credit cards - Receipt scanner: snap a photo to add transactions - Smart import: bank statements (CSV, PDF) - Reports and charts - Scheduled transactions for recurring bills - Home-screen widgets: safe-to-spend and envelope balances at a glance - Dark and light themes NO SUBSCRIPTION — EVER Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage. YOUR DATA, YOUR CONTROL Local-first, encrypted on device, no ads, no tracking, export any time.
What’s new
Version 1.7.3 · Updated October 17, 2026
A big update: Zeroed now tells you what to do next, with fewer taps to do it. • Next move: Today shows the one thing to do first, or "All clear". • Quick log: log a spend in a few taps. • Sort: swipe transactions into categories. Zeroed suggests one for each. • Auto-assign now shows a preview, and can keep some money back in Ready to assign. • Switch months on Budget to assign next month's pay early. • Close the month with your real figures, and see how far ahead your bills are covered. • Your record tracks paydays assigned and months closed. Share a milestone with amounts hidden. • Also new: a ? help button on every main screen, goal photos and a year in review each December. Fixes: PDF statements are read with the right date order (day first or month first, as the statement uses), so transactions land on the correct day. Import shows progress, and goal projections and Undo messages behave properly. Use Zeroed on several devices? Update them all: this version upgrades your budget file.
App privacy
The developer, Stillware Ltd, reported these privacy practices to Apple.
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Purchases: Purchase History
- Identifiers: User ID, Device ID
Used for: App Functionality
Alternatives to Zeroed: Offline Budget Planner
Looking for apps like Zeroed: Offline Budget Planner? Here are 6 similar apps on the App Store. The highest rated is Hourly Pay Tracker - Clocked (5.0/5), and all 6 are free to download.
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Home Budget: Money Planner
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Smart Finance - Budget Planner
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Hourly Pay Tracker - Clocked
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Zero Debt: Payoff Planner
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Spendler - Expense Tracker
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Debt Manager: Debt Tracker
| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Zeroed: Offline Budget Planner | 5.0 / 5 (1 rating) | Free | October 17, 2026 | |
| Home Budget: Money Planner | – | Free | Oct 16, 2026 | Compare |
| Smart Finance - Budget Planner | – | Free | Mar 8, 2026 | Compare |
| Hourly Pay Tracker - Clocked | 5.0 / 5 (2) | Free | Oct 6, 2026 | Compare |
| Zero Debt: Payoff Planner | – | Free | Oct 21, 2026 | Compare |
| Spendler - Expense Tracker | – | Free | Jul 4, 2026 | Compare |
| Debt Manager: Debt Tracker | – | Free | Sep 30, 2026 | Compare |