Bayadly

Bayadly helps you track utang with a clear record of who owes whom, what was paid, and what proof you kept. Your data stays on this device. There is no cloud account and no sign-in. What you can do • Track receivables (money owed to you) and payables (money you owe) • Attach each record to a person • Log payments and keep a running balance • Set due dates and reminders • Attach receipts, photos, and documents • Share or import a loan with a QR code • Create simple contracts with a signature • Export an encrypted backup when you change phones • Lock the app with a PIN and optional Face ID Bayadly is built for everyday lending between people — friends, family, and small informal loans — so you remember every payment and never lose the proof.