Family Expenses Insights

Want to see where your money goes without writing down every purchase? The app works it out from your monobank statement: it sorts spending into categories, shows what changed compared with last month and gathers subscriptions and recurring charges into one list. New purchases show up on their own as soon as you open the app. For yourself, or for your family with their consent. This is an independent app, not a monobank product. Start with an example built on made-up data: no bank connection, no payment. Your own statement is free for the first three days: no subscription to set up and no automatic charge. The app can only view data; it cannot move or withdraw money. You create the viewing key yourself on the bank's site api.monobank.ua: the bank issues such keys to its customers, and you can revoke yours at any time. Your statement and key stay on your phone and never reach us. No ads, no trackers. YOU WILL ALSO SEE • How much you can still spend today to stay within your usual month: a hint based on your own usual spending • Subscriptions that got pricier, and what is due in the coming days • Spending limits by category, with a warning in advance • Which cashback category to pick this month. You pick it in monobank; the app only advises • A month card with no amounts or merchant names, made to be shared • Custom categories and rules, with presets for sole proprietors: business, personal and taxes apart ON APPLE WATCH Glance at your wrist to see how much you can still spend today and your three latest purchases. This month compared with the last is there too, and, if you have added family members or turned alerts on, your family's spending and today's alerts. Today, Month and Daily air alerts can sit right on your watch face. The watch gets its numbers from your iPhone, so you need the iPhone app and an Apple Watch with watchOS 26 or later. FAMILY You can use it just for yourself. Family members are added with their consent and their own key, up to five people: a teenager, parents, a partner. You see their categories and operations, and the app tells you about the unusual: bets, cash withdrawals at night, a series of transfers, a card at zero. Each person can revoke their key at any time. IF YOU WANT IT You can turn on the air-raid alert status for your region or district, with notifications when an alert starts and ends. The Alerts today card shows on a 24-hour circle when and how many alerts there were today, and the week day by day. The app does not detect where you are: you pick the region or district yourself. We are not an official source, so delays are possible. Off until you turn it on. There is also a Face ID lock, an eye button that hides amounts, and three helper cats you can switch off. SUBSCRIPTION After the three free days a subscription is needed: a month or a year, the year noticeably better value. The price in your currency is shown before payment. If the App Store offers you a trial, the first week of the subscription is free. The subscription renews automatically until you cancel it in your Apple ID settings; access stays until the end of the paid period. Family Expenses Insights is not an app, service or product of monobank and is not affiliated with the bank. It reads your statement through the bank's official open interface (api.monobank.ua) with a key you create yourself. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vytraty.app/privacy-en ALERTS FOR EVERYONE. Air raid alerts work without monobank or a subscription. On the first screen tap “Just alerts for now, no bank”, find your town or district and allow notifications: alerts, level changes and all-clears reach even a locked phone. You choose the place; we don't use location. Data: UkraineAlarm.