Kpital: Budget & Savings

Saving starts with knowing where your money goes. Kpital tells you how much you can spend today without breaking your savings plan. Log what you spend in seconds and the number updates instantly. No spreadsheets. No complicated maths. No wondering at the end of the month where your money went. FREE, FOREVER - Your monthly plan: what you earn, your fixed costs and what you want to save. - How much you can spend today and until the end of the month. - Log expenses and income in seconds. - Your fixed costs in one place, so the end of the month holds no surprises. - Your balance, always in sight. WITH KPITAL PRO - Unlimited savings goals: a trip, a car, an emergency fund… - Your whole net worth in one number: index funds, ETFs, stocks, crypto and property. - Full insights: every month, and where each euro goes. - Reminders before every fixed cost, and mark it paid in one tap. - Widgets to keep today's number always at hand. - Your own categories and budget, your way. PRIVATE BY DESIGN We never ask for your bank login: you add your own transactions. Your data is encrypted in transit, you can lock the app with Face ID, and there are no ads. SUBSCRIPTION AND PRICING Kpital Pro includes a 3-day free trial. After that: • Annual: €19.99/year • Monthly: €3.99/month Prices may vary by country and are shown in your local currency before you confirm. Payment is charged to your Apple Account when the trial ends. The subscription renews automatically at the same price and period unless you cancel at least 24 hours before the end of the current period. You can manage or cancel it at any time in your iPhone Settings. If you cancel during the trial, you won't be charged. Terms of Use: https://kpital.app/en/terms Privacy Policy: https://kpital.app/en/privacy Saving isn't just about spending less: it's about knowing where your money goes and how much you can put aside while still enjoying it. Spend with intention. Save more. Start free with Kpital.