My Debt Freedom

What’s your Freedom date? My Debt Freedom is a privacy-first payoff planner for iPhone. List every card, loan, and leftover balance for free. Unlock Freedom when you want a date, a plan, and a way to stay on it. Your numbers stay on this iPhone. No account. No bank login. No ads. FREE • Add debts with name, type, balance, APR, minimum, and due day • 0% APR is allowed • Optional Face ID, Touch ID, or passcode lock • Delete a debt or wipe everything in Settings FREEDOM • Snowball (smallest first) or avalanche (highest APR first) • Side-by-side months and interest • Extra payments and paid-off minimums that roll to the next target • Log what you actually paid • Progress toward zero and awards • Reminders 3 days before a due day and again on the day • Found Money: put a refund or leftover cash on the right debt • On-device coach on iOS 26 with Apple Intelligence (Found Money still works without it) Freedom is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID. Cancel at least 24 hours before the period ends in iPhone Settings → your name → Subscriptions. Prices are shown in the app. Planning math only — not financial, tax, or credit advice. Confirm balances and rates with your lenders. Privacy Policy: https://mydebtfreedom.app/privacy/ Terms of Use: https://mydebtfreedom.app/terms/