Budget.AI — Smart Spending
Kgabo Sephesu Finance iPhoneiPadiPod touch
Budget.AI — Smart Spending is a free Finance app for iPhone and iPad by Kgabo Sephesu. Requires iOS 15.0. Updated October 15, 2026.
- Price
- Free
- on the App Store
- Size
- 31 MB
- Age 17+
- Updated
- Oct 15
- 2026 · v0.5
Screenshots
About Budget.AI — Smart Spending
Budgeting app that helps you manage daily transactions so that you can stay within budget. Terms of use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. Privacy URL: https://kgabo707.github.io/budget-ai-legal/privacy.html
What’s new
Version 0.5 · Updated October 15, 2026
Spending trends, backfilling and reminders that actually reach you. NEW: SPENDING TRENDS - Bar or line charts of your spending over 30 days, 3 months or 12 months - Week-by-week overlays: lay each month's weeks on top of each other to see if you overspend early in the month or in certain seasons - A donut chart of where your money goes, with how each category changed compared to last month - A flow chart that follows your categories across your last three budget cycles NEW: CATCH UP ON MISSED DAYS - Log a spend against any past day: Today, Yesterday or pick a date - Moved the wrong day? Change an entry's date from your history - Plus: import missed spending from bank-app screenshots. Pick a few screenshots, review what was found, and save. Likely duplicates are flagged for you REMINDERS THAT WORK - Real push notifications to remind you to log your spending - Choose how often to be nudged during the day, with quiet hours that respect your sleep - Payment reminders that remember which payments you've made - Debt payoff help, including a plan that shows the fastest way to be debt-free Plus and Pro plans unlock the full set of charts, unlimited payment reminders and debts, and screenshot import. Free users get 30-day trends, daily reminders, quick add, 3 payment reminders and 1 debt. Bug fixes and performance improvements.
App privacy
The developer, Kgabo Sephesu, reported these privacy practices to Apple.
Data Not Collected
The developer does not collect any data from this app.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| Budget.AI — Smart Spending | – | Free | October 15, 2026 | |
| PhBudget | 5.0 / 5 (1) | Free | May 7, 2024 | Compare |
| Budget Hero: AI Budget Planner | – | Free | Apr 23, 2026 | Compare |
| Budget - Quickly Add Budget | – | Free | Mar 12, 2026 | Compare |
| Budget AI: Spending tracker | 1.0 / 5 (1) | Free | May 27, 2025 | Compare |
| 52 Weeks Challenge | – | Free | Oct 15, 2026 | Compare |
| Finwise - Money Management | – | Free | Sep 24, 2024 | Compare |