Scath

Scath - Your Money, All in One Place Scath is an all-in-one digital finance app for individuals, freelancers, and businesses. Send money, pay bills, split expenses, save, create invoices, discover offers, and manage your finances from one secure app. SEND MONEY & MAKE PAYMENTS Move your money quickly and conveniently. * Send money to Nigerian bank accounts. * Transfer between Scath users with zero transfer fees. * Access your complete transaction history and keep track of your money. PAY BILLS & BUY AIRTIME Handle everyday payments in one place. * Buy airtime and data for MTN, Airtel, Glo, and 9mobile. * Pay for electricity, DSTV, GOtv, and other supported services. * Manage your everyday bills without switching between multiple apps. SPLIT EXPENSES WITH FRIENDS Splitting group expenses doesn't have to be stressful. Split the cost of dinners, rent, trips, events, and other shared expenses. Add participants, assign amounts, and keep track of who has paid and who still owes. SAVE & MANAGE YOUR MONEY Build better financial habits with savings options designed around your needs. * Emergency Fund: Keep money accessible for unexpected situations. * Flexible Savings: Save and withdraw based on your needs. * Fixed Savings: Set money aside for a fixed period and earn applicable returns. Start saving with an amount that works for you. OPPORTUNITIES & EXCLUSIVE OFFERS Discover opportunities, partner offers, and deals available through Scath. Track your active engagements and explore offers from your personal dashboard. INVOICING FOR FREELANCERS & BUSINESSES Create and send professional invoices in seconds. Add clients, generate invoices, and share payment links directly from the app. Your clients can make payments without unnecessary steps, making it easier to manage payments and keep your business moving. REFER FRIENDS & EARN REWARDS Invite friends using your unique referral code and earn eligible rewards. Track your coins, referrals, and pending rewards from your referral dashboard. UNDERSTAND YOUR SPENDING Get a clearer picture of your transactions and spending activity. Use your financial data to better understand where your money goes and make more informed decisions. SECURE & PRIVATE Your security matters. * Biometric authentication, including supported fingerprint and Face ID login. * Transaction PIN protection. * Two-factor authentication where available. * Real-time transaction alerts and fraud monitoring. * Encryption and security measures designed to help protect your information. GET STARTED QUICKLY Sign up with your email or Google account, complete identity verification, and access your Scath account. No branch visits. No paperwork. Just the financial tools you need in one place. Scath is powered by Safe Haven Microfinance Bank, a financial institution licensed and regulated by the Central Bank of Nigeria and insured by the NDIC. CONTACT US Need help? Our support team is available to assist with questions and complaints. Website: http://www.app.thescathgroup.online Email: [email protected]