Mochi: AI Finance Manager

Your money, in plain English. Mochi Finance brings your accounts, spending, budgets, bills and savings goals into one clear view, then explains what it all means in real sentences written from your own numbers. SEE YOUR WHOLE PICTURE Link your bank, card and investment accounts through Plaid and see balances, assets, debts and net worth in one place, with a trend that shows where you're heading. UNDERSTAND YOUR SPENDING See where your money went this week, month, quarter or year. Compare against last period, find your top categories and merchants, and spot what's rising. BUDGETS THAT KEEP UP Set a monthly limit for any category and watch your progress as you spend. Refunds are counted, so a returned purchase gives the budget back. SAVE FOR WHAT MATTERS Create goals for an emergency fund, a trip or a down payment, add contributions and track progress toward your target date. NEVER MISS A BILL Mochi Finance finds your subscriptions and recurring charges, shows what's due next and what they cost you each month and year. ASK ABOUT YOUR MONEY Ask questions like "Where did my money go this month?" and get an answer based on your own accounts. Upload statements, tax forms and pay stubs and Mochi Finance reads them and tells you what they say. READ-ONLY BY DESIGN Mochi Finance can see your balances and transactions. It cannot move, send or spend money: no payments, transfers, trades or withdrawals. Your bank login is entered inside Plaid's own secure flow and is never seen or stored by Mochi Finance. PRIVATE BY DEFAULT We do not sell your data. AI features are powered by Google Gemini and only run after you agree to it in the app. Decline, and everything else keeps working. Protect the app with Face ID and two-factor authentication, export your data, or delete your account at any time in Settings. Free, with no paid plans. Account linking depends on supported institutions. AI answers are informational and are not financial, investment, tax or legal advice. Terms of Service: https://mochifinance.com/terms Privacy Policy: https://mochifinance.com/privacy Support: [email protected]