ShouldIBuy: Think, then Act.
Luigi Altieri Finance iPhoneiPadiPod touch
ShouldIBuy: Think, then Act. is a free Finance app for iPhone and iPad by Luigi Altieri. Requires iOS 16.4. Updated October 25, 2026.
- Price
- Free
- on the App Store
- Size
- 95 MB
- Age 12+
- Updated
- Oct 25
- 2026 · v1.0.8
Screenshots
About ShouldIBuy: Think, then Act.
Think, then Act. ShouldIBuy helps you make more informed spending decisions without pushing you to buy more. Describe your doubt, price, intended use, budget and priorities. Your Decision Card organises the available information and explains its recommendation, Buy Score, Decision Confidence and Regret Risk, with reasons, risks and next steps. Relevant details help make the analysis more personal. WITH SHOULDIBUY • Create personal Decision Cards, save analyses and update outcomes. • Refine your decision with optional Confidence Check questions. • Confirm real purchases and outcomes: they contribute to your history, Decision DNA and Buying DNA. • Manage goals, preferences and personal data. Privacy controls remain available on every plan. • Free includes 10 Decision Cards per month and up to 2 active goals, without a subscription. An Internet connection is required. WITH SHOULDIBUY+ • Unlimited Decision Cards and deeper analyses. • Simultaneous comparison of 2 or 3 options. • Photos, screenshots and documents to add context: online, AI can read supported content. • Decision Watch: track open decisions and receive updates about relevant changes found in available sources. Stop watching or confirm a purchase at any time. • Satisfaction Check: targeted questions after a confirmed purchase help the system learn from your real experience. • Advanced Buying DNA, My Impact and unlimited goals. • Decision Lab: plan up to 5 decisions together with a budget, protected amount, recurring costs and deadlines. Simulations do not record purchases. • Decision Together: decide as two people, each with ShouldIBuy+. Answer independently, compare needs and contributions, and approve the same version of a proposal. DNA, personal history and private notes are not shared. • Offline use with ShouldIBuy+ on previously prepared devices, using the same account PIN. Read supported photos, PDFs and Word (.docx) documents locally, alongside text, saved context and relevant stored public sources with dates. Fresh link checks, invitations and shared approvals need Internet; unread content is not presented as verified. Available in Italian, English, Spanish, French, German, Brazilian Portuguese, Simplified Chinese and Arabic. Change language and currency when you wish; original amounts and conversions remain distinguishable. ShouldIBuy+ is a monthly auto-renewing subscription. The current price and terms are shown in the store before confirmation. Manage renewal through your store account. AI and available sources support your decision, not professional financial, legal or medical advice. The final decision remains yours. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What’s new
Version 1.0.8 · Updated October 25, 2026
Improved reading of photos, PDFs and compatible Word documents, including offline with ShouldIBuy+. Stronger attachment checks, clearer prices and subscriptions, more reliable offline access and better account synchronization. Navigation, wording and stability improvements across all eight languages.
App privacy
The developer, Luigi Altieri, reported these privacy practices to Apple.
Data Linked to You
The following data, which may be collected and linked to your identity, may be used for the following purposes:
- Location: Coarse Location
- Usage Data: Product Interaction
- Financial Info: Other Financial Info
- Contact Info: Physical Address, Name, Email Address
- User Content: Photos or Videos, Other User Content
- Search History: Search History
- Other Data: Other Data Types
- Purchases: Purchase History
- Identifiers: User ID, Device ID
Used for: Analytics, Product Personalization, App Functionality
Data Not Linked to You
The following data, which may be collected but is not linked to your identity, may be used for the following purposes:
- Identifiers: User ID
Used for: Analytics
Alternatives to ShouldIBuy: Think, then Act.
Looking for apps like ShouldIBuy: Think, then Act.? Here are 6 similar apps on the App Store. The highest rated is Liblo-Personal Finance (5.0/5), and all 6 are free to download.
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| App | Rating | Price | Last updated | Compare |
|---|---|---|---|---|
| ShouldIBuy: Think, then Act. | – | Free | October 25, 2026 | |
| SubTracker: Subs & Instalments | – | Free | Sep 7, 2026 | Compare |
| Liblo-Personal Finance | 5.0 / 5 (3) | Free | Oct 19, 2026 | Compare |
| Financial Goal | – | Free | Mar 30, 2026 | Compare |
| Register Expenses | – | Free | Sep 5, 2024 | Compare |
| Qunto - Money and Expenses | 5.0 / 5 (1) | Free | Oct 13, 2026 | Compare |
| Vision Money:Net Worth & Goals | – | Free | Oct 16, 2026 | Compare |