BalanceBeacon

BalanceBeacon answers one question: can I afford this right now? Enter your checking balance, your upcoming income, and the bills you have scheduled. Ask about a purchase. BalanceBeacon checks it against everything already on your calendar and gives you a straight answer. MORE THAN A YES OR A NO Every answer shows its work: - The exact shortfall. If a purchase takes you under, see precisely how far below zero you would land and on what date. - The bill at risk. Not a vague warning. The specific scheduled payment a purchase would jeopardize. - The earliest safe date. If today does not work, BalanceBeacon tells you the first day it does. A FORECAST THAT FOLLOWS YOUR REAL PAY CYCLE Weekly, biweekly, twice monthly, monthly, quarterly, and yearly schedules are all supported, so your projection matches how you actually get paid and when bills actually land. Confirm income and payments as they happen with a swipe. Nothing affects your forecast until you say it happened. GOALS AND DEBT Track savings goals with target amounts and dates. Choose debt snowball or avalanche and see how spare money is best directed. Bills and debts stay separate in your list but share one forecast. CATCH WHAT YOU DID NOT PLAN When you update your checking balance, BalanceBeacon compares it against what your forecast expected. If money left the account that was never scheduled, it shows you the difference and asks what it was for, so the next forecast starts closer to reality. SEE YOUR PATTERNS A 30-day trend puts this month's spending next to the month before, with weekly averages and category breakdowns, so the habits behind the number are visible rather than buried. YOUR DATA IS YOURS Everything you enter lives on your device. We do not collect it, we cannot see it, and it is not ours to sell. There is no account to create. Lock the app behind Face ID, Touch ID, or your passcode, and delete everything whenever you want. SUBSCRIPTION BalanceBeacon requires an active subscription to use. All plans include the full app. Choose a weekly, monthly, or yearly plan. Eligible new subscribers can try the yearly plan free for 7 days. - Weekly: $2.99 - Monthly: $9.99 - Yearly: $69.99, including a 7 day free trial for eligible new subscribers Prices shown are in U.S. dollars and may vary by region. Payment is charged to your Apple Account when you confirm a purchase, or after an applicable free trial ends. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. After the yearly trial, the plan renews at $69.99 per year unless canceled. Manage or cancel from the app's Settings tab or your App Store account settings. App access requires an active subscription entitlement; access during an eligible trial or redeemed complimentary offer is included. Terms of Use (EULA): https://getbalancebeacon.com/terms Privacy Policy: https://getbalancebeacon.com/privacy BalanceBeacon is an estimation tool, not financial advice. Its answers depend on the information you enter, and it cannot guarantee future balances or payment outcomes. It does not connect to your bank, move money, or pay bills on your behalf.