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  • Muoni: Budget, Save & Grow screenshot 1
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About Muoni: Budget, Save & Grow

Wealth Starts Here Take control of your finances with Muoni, your intelligent AI money coach designed to help you build lasting wealth with confidence. Whether you're paying off debt, saving for a home, investing for the future, or simply trying to make smarter financial decisions, Muoni provides personalized insights that help you reach your goals faster. Unlike traditional budgeting apps, Muoni doesn't just track your spending - it actively coaches you every step of the way. AI-Powered Financial Guidance Receive personalized recommendations based on your financial activity. Muoni helps you: - Identify unnecessary spending - Create customized budgets - Build savings faster - Improve your financial habits - Understand your cash flow - Stay accountable to your goals Smart Budgeting Know exactly where every dollar goes. Features include: - Monthly Budget Planning - Spending Categories - Cash Flow Tracking - Subscription Monitoring - Bill Tracking - Budget Alerts Debt Payoff Strategies Choose the strategy that works best for you. Compare: - Snowball Method - Avalanche Method See projected payoff dates, total interest savings, and monthly progress. Savings Goals Track progress toward every financial goal: - Home Down Payment - New Vehicle - Vacation - Wedding - Family Planning - Education - Emergency Fund Financial Health Score Monitor your overall financial wellness through an easy-to-understand score that updates as your habits improve. Personalized Insights Muoni helps answer questions like: - How much should I save this month? - Where am I overspending? - How can I improve my credit habits? - What's my projected net worth? - How long until I'm debt free? SUBSCRIPTION & FREE TRIAL INFORMATION: Muoni offers a 14-day free trial for all new users. Access to premium features—including automatic bank balance synchronization, real-time AI financial guidance, debt payoff snowball/avalanche planning, and custom budget category limits—requires an auto-renewable subscription: • Monthly Premium Plan: $5.99 / month (billed monthly after 14-day free trial) • Annual Premium Plan: $59.99 / year (billed annually after 14-day free trial, equivalent to $4.99/month) Payment will be charged to your Apple ID / App Store account at confirmation of purchase or at the end of the 14-day free trial. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your auto-renewable subscription at any time in your App Store Account Settings after purchase. Privacy & Security Your financial information deserves the highest level of protection. Muoni is built with security in mind using modern encryption practices and secure authentication to help protect your data. Why You'll Love Muoni - AI Money Coach - Smart Budgeting - Debt Payoff Planning - Goal Tracking - Savings Automation - Financial Insights - Clean, Modern Interface - Personalized Recommendations - Designed for Financial Freedom Build Wealth. One Decision at a Time. Whether you're just starting your financial journey or working toward long-term wealth, Muoni is here to help you make smarter money decisions every day. Download Muoni today and start building your financial future. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://muonitech.com/privacy

What’s new

Version 10.1.6 · Updated October 28, 2026

fixed backend data mapping

App privacy

The developer, Muoni, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Contact Info: Name, Email Address, Phone Number
  • Purchases: Purchase History
  • Financial Info: Payment Info, Other Financial Info
  • User Content: Customer Support
  • Identifiers: User ID

Used for: Product Personalization, App Functionality

Alternatives to Muoni: Budget, Save & Grow

Looking for apps like Muoni: Budget, Save & Grow? Here are 6 similar apps on the App Store. The highest rated is QISA Money (5.0/5), and all 6 are free to download.

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