Fainto: AI Budget & Expense

The private budget app that keeps your money on your phone. No account, no bank login, no ads — just a clear picture of where you stand and what to do next. ONE NUMBER FOR THE MONTH • The Overview shows what you saved this month, what is safe to spend this week and where your net worth is heading • Budget status at a glance: on track, getting close, over • A “Do first” list of the bills, budgets and goals that need attention today BUDGET & EXPENSE TRACKER • Category budgets with progress tracking and overspend alerts • Automatic categorization plus fast manual entry • Spending trends, weekly review and monthly summaries BILLS, SUBSCRIPTIONS & NET WORTH • Automatic detection of recurring bills and subscriptions, with a due-date calendar • Track accounts, investments, and crypto holdings in one place • Net worth at a glance, updated as your accounts change DEBT PAYOFF & GOALS • A debt payoff planner comparing avalanche, snowball, and other strategies • Savings goals with a clear path to hitting them • Mortgage, car-cost and retirement calculators TAX CALCULATOR — 44 COUNTRIES • Built-in income tax estimates for 44 countries across Europe, the Americas, Asia-Pacific, and beyond • See your real net income after tax, not just the gross • Educational estimates, not tax or financial advice AI COACH (PREMIUM) • Ask about your money in plain language and get answers grounded in your real numbers • Guidance on budgeting, saving, debt payoff, and investing — on your terms • The coach only ever sees an aggregated summary: never your notes, payee names, name or email • Autopilot: let Fainto propose small money moves you approve with one tap PRIVACY BY DESIGN • No bank login, no account required, no ads — ever • Your data is stored and encrypted on your device • Face ID / Touch ID app lock • Optional sync, encrypted in transit — always opt-in, never required • Export your data anytime as PDF or CSV Available in 25 languages. Fainto gives you a private, honest picture of your money — and keeps the decisions in your hands. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fainto.app/privacy