MoneyClimb: Budget & Debt

MoneyClimb makes paying off debt feel like a climb worth finishing. Scan any bank statement with AI, then review and import every row yourself. Share one budget with your partner across two phones — zero-based budgeting with a debt-snowball payoff. SCAN ANY STATEMENT (Premium) Scan a bank or card statement, or import a PDF, and AI reads the amounts for you. You review and confirm every row before anything is added — nothing imports on its own. ONE BUDGET FOR BOTH PARTNERS Invite your partner so two phones stay on the exact same budget. ZERO-BASED BUDGETING Give every dollar a job until "left to assign" reaches zero. Simple categories show planned vs. spent with clear progress bars, and recurring bills and income apply automatically each month. PAY OFF DEBT LIKE A CLIMB List your debts and follow the snowball order, smallest balance first. A "what if" tool shows how an extra payment moves your debt-free date — so finishing feels close, and worth it. LOG IN SECONDS Add an expense in three taps or ask Siri, and a home-screen widget shows what is left to assign at a glance. SEE THE WHOLE PICTURE Monthly reports break down spending by category and show trends. A plain-language monthly review sums up your month (Premium), and you can export any month to CSV. A CLEAR PATH, NOT A LECTURE Behind the budget are seven simple steps, taken in order: start a small emergency fund, clear debt from smallest balance to largest, grow a full emergency fund, then invest, save, and give. You always see where you are and what comes next. STAY MOTIVATED Badges, streaks, and optional challenges make steady progress feel good. MoneyClimb keeps your data in your own household. Manual entry means you are always in control. SUBSCRIPTION MoneyClimb Premium unlocks Smart Scan, the monthly review, trends, unlimited debts, and challenges. - Annual: $39.99 per year, with a 1-month free trial. - Monthly: $6.99 per month, with a 7-day free trial. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when you buy a subscription. Terms of Use: https://moneyclimb.netlify.app/terms.html Privacy Policy: https://moneyclimb.netlify.app/privacy.html