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About Prsperous

Know what's safe to spend, every day. Prsperous shows you the one number that matters: what's safe to spend right now. Instead of spreadsheets and guesswork, it turns your balances, income, bills and savings into a live safe-to-spend gauge. Switch between today, this week and this month, tap Available to see exactly where the number comes from, and always know whether today is a coffee day or a wait-for-payday day. No bank login needed. You enter your own figures and the app never connects to your bank. KNOW BEFORE YOU SPEND • Simulate a purchase and see what it does to today and the days after • Went over? Reset the day and spread what's left evenly over the days ahead • See the last seven days of spending at a glance PLAN YOUR MONTH • Track recurring bills and income, and mark them paid as they happen • Change one month's amount without touching the rest of the plan • Set variable budgets per category: daily, weekly or monthly • Budget by calendar month or by pay period • See your projected end-of-month balance before the month runs away from you • Optional bill reminders SAVE FOR WHAT MATTERS • Savings plans with targets, monthly contributions and progress you can see • Mark an account as savings so saved money stays out of your spending number • Trips: budget a holiday line by line, set pay-before-the-trip dates, and let the monthly saving adjust so the money is there in time GET ON TOP OF DEBT • Keep credit cards and loans in one place, with payoff estimates based on your own figures BUDGET TOGETHER • Share a household with your partner: one shared pot, or Personal & Shared mode with a split you choose • Everyone sees the same numbers, updated live MAKE IT YOURS • Seven themes, each in light and dark or following your device • In English and Finnish LEARN AS YOU GO • Built-in walkthroughs and short courses teach the app and the money habits behind it PRIVATE BY DESIGN • No ads, and we never sell your data • Your data stays in the EU, and you can export or delete it any time Prsperous is free to use solo. Prsperous Pro (subscription) unlocks household sharing, Personal & Shared mode, savings plans, Trips, and credit cards and loans. Stay on track. Reach your goals. Prsperous Pro is an auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple ID account settings. Terms of Use: https://app.prsperous.com/terms Privacy Policy: https://app.prsperous.com/privacy

What’s new

Version 1.64.1 · Updated October 19, 2026

What's new: • Divide money. Decide how much of an account's savings goes to each plan and trip, all on one screen. • A warmer welcome. Getting started is quick now: a hello, your name, and you're in. • Joining a household? Enter the invite code and you'll see whose it is before you join. • New accounts confirm their email first, to keep your account safe. • Clearer feedback. Form problems show right at the field, and you'll always know if a save went through.

App privacy

The developer, VEETI KASPER WIHTORI TORKKELI, reported these privacy practices to Apple.

Data Linked to You

The following data, which may be collected and linked to your identity, may be used for the following purposes:

  • Purchases: Purchase History
  • Identifiers: User ID, Device ID
  • Usage Data: Product Interaction
  • Financial Info: Other Financial Info
  • Location: Coarse Location
  • Contact Info: Email Address, Name
  • User Content: Customer Support, Other User Content
  • Diagnostics: Crash Data, Performance Data, Other Diagnostic Data

Used for: Analytics, App Functionality

Alternatives to Prsperous

Looking for apps like Prsperous? Here are 6 similar apps on the App Store. The highest rated is Cenno: Offline Expense Tracker (5.0/5), and all 6 are free to download.

Prsperous vs. alternatives
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Prsperous – Free October 19, 2026
BudgetGo: Track & Budget – Free May 12, 2026 Compare
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Penno — Budget & Debt Tracker – Free Oct 17, 2026 Compare
eLiksa 5.0 / 5 (1) Free Aug 31, 2026 Compare
Monarch Mobile 5.0 / 5 (3) Free Sep 30, 2026 Compare
Finnair Visa 1.7 / 5 (3) Free Jun 23, 2026 Compare

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