Owesome

Owesome makes splitting expenses effortless. Start a group for your trip, your flat, or Friday's makan session, share a single link, and everyone can join and add expenses instantly — no sign-up, no passwords, no friction. SETTLE UP BY QR: The only split app built for how Southeast Asia actually pays. When it's time to settle, scan a QR with the exact amount pre-filled — PayNow in Singapore, PromptPay in Thailand, with more countries on the way — or send a payment request QR to whoever owes you. No typing numbers, no wrong amounts. SPLIT ANY WAY YOU LIKE: Split equally, by exact amounts, by percentages, or by shares (2 shares for the couple, 1 for each single). Owesome guarantees the math always adds up to the cent. SEE WHO OWES WHOM: Balances update live for everyone in the group. When it's time to settle, Owesome collapses all the debts into the fewest possible payments — if A owes B and B owes C, A just pays C once. BUILT FOR TRAVEL: Every expense can have its own currency, and balances are tallied per currency — no surprise conversions in your records. When you get home, settle everything in one QR payment: Owesome proposes a conversion using daily reference rates, you and your friends stay in control of the final amounts, and every original currency is marked settled exactly. STAY IN SYNC: Every expense, edit, and settlement appears in a shared activity feed, so the whole group sees the same numbers. Record settle-ups in cash, PayNow, PromptPay, or bank transfer. NO ACCOUNTS, NO ADS: Owesome works without an account and contains no ads and no tracking. It records who owes whom — your money stays in your own hands.